{"id":1619,"date":"2026-03-18T12:05:23","date_gmt":"2026-03-18T12:05:23","guid":{"rendered":"https:\/\/safetree.in\/blog\/?p=1619"},"modified":"2026-03-26T05:25:44","modified_gmt":"2026-03-26T05:25:44","slug":"surrogacy-cost-in-india-in-hindi","status":"publish","type":"post","link":"https:\/\/safetree.in\/blog\/surrogacy-cost-in-india-in-hindi\/","title":{"rendered":"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, \u0932\u093e\u0917\u0924 \u0914\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e"},"content":{"rendered":"<p>&#8220;\u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u093e \u0938\u0941\u0916 \u0939\u0930 \u0926\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u091c\u0940\u0935\u0928 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0928\u092e\u094b\u0932 \u0905\u0928\u0941\u092d\u0935 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u092c \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092f\u0939 \u0938\u092a\u0928\u093e \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0906\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u092e\u0947\u0921\u093f\u0915\u0932 \u0938\u093e\u0907\u0902\u0938 \u0915\u0940 &#8216;\u0938\u0930\u094b\u0917\u0947\u0938\u0940&#8217; (Surrogacy) \u0924\u0915\u0928\u0940\u0915 \u090f\u0915 \u0928\u0908 \u0909\u092e\u094d\u092e\u0940\u0926 \u092c\u0928\u0915\u0930 \u0909\u092d\u0930\u0924\u0940 \u0939\u0948\u0964&#8221;<\/p>\n<p>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u0947\u0935\u0932 \u090f\u0915 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u090f\u0915 \u0910\u0938\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0939\u0948 \u091c\u093f\u0938\u092e\u0947\u0902 \u092d\u093e\u0935\u0928\u093e\u0924\u094d\u092e\u0915, \u0915\u093e\u0928\u0942\u0928\u0940 \u0914\u0930 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0906\u0930\u094d\u0925\u093f\u0915 (Financial) \u092a\u0939\u0932\u0942 \u0917\u0939\u0930\u093e\u0908 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0907\u0938 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0932\u0947\u0915\u0930 \u0938\u092c\u0938\u0947 \u092c\u095c\u093e \u0914\u0930 \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0935\u093e\u0932 \u092f\u0939\u0940 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f &#8220;\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0915\u0941\u0932 \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u0948?&#8221;<\/p>\n<p>\u0907\u0938 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0932\u0947\u0916 \u092e\u0947\u0902, \u0939\u092e \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0939\u0930 \u091b\u094b\u091f\u0947-\u092c\u095c\u0947 \u092a\u0939\u0932\u0942 \u0915\u094b \u0921\u093f\u0915\u094b\u0921 \u0915\u0930\u0947\u0902\u0917\u0947\u0964 \u0939\u092e \u0938\u092e\u091d\u0947\u0902\u0917\u0947:<\/p>\n<ul>\n<li aria-level=\"1\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0915\u0941\u0932 \u0916\u0930\u094d\u091a \u0915\u094d\u092f\u093e \u0939\u0948?<\/li>\n<li aria-level=\"1\">\u0905\u0938\u094d\u092a\u0924\u093e\u0932, \u0915\u093e\u0928\u0942\u0928\u0940 \u092b\u0940\u0938 \u0914\u0930 \u0926\u0935\u093e\u0907\u092f\u094b\u0902 \u0915\u093e \u0938\u094d\u091f\u0947\u092a-\u092c\u093e\u092f-\u0938\u094d\u091f\u0947\u092a \u092c\u094d\u0930\u0947\u0915\u0921\u093e\u0909\u0928\u0964<\/li>\n<li aria-level=\"1\">\u0935\u0947 &#8216;\u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0916\u0930\u094d\u091a&#8217; (Hidden Costs) \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u0932\u094b\u0917 \u0928\u091c\u0930\u0905\u0902\u0926\u093e\u091c \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li aria-level=\"1\">\u0914\u0930 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0928\u090f \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e\u0928\u0942\u0928 (2021) \u0915\u0947 \u0924\u0939\u0924 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 (Insurance) \u0915\u0940 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u092d\u0942\u092e\u093f\u0915\u093e, \u091c\u094b \u0907\u0938 \u092a\u0942\u0930\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0924\u0928\u093e\u0935\u092e\u0941\u0915\u094d\u0924 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<h2><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948?<\/strong><\/h2>\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u0940 \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u0915\u0908 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930, \u090f\u0915 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u093e \u0915\u0941\u0932 \u0916\u0930\u094d\u091a \u20b912 \u0932\u093e\u0916 \u0938\u0947 \u20b925 \u0932\u093e\u0916 \u0915\u0947 \u092c\u0940\u091a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0930\u093e\u0936\u093f \u0936\u0939\u0930, \u0905\u0938\u094d\u092a\u0924\u093e\u0932, \u0914\u0930 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u091c\u091f\u093f\u0932\u0924\u093e\u0913\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092d\u093f\u0928\u094d\u0928 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964\u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u093f \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a &#8216;\u092b\u093f\u0915\u094d\u0938\u094d\u0921&#8217; \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e; \u092f\u0926\u093f \u090f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 <a href=\"https:\/\/safetree.in\/blog\/ivf-kya-hai-aur-ivf-insurance-kyon-zaroori-hai\/\">IVF<\/a> \u0938\u093e\u0907\u0915\u093f\u0932 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092a\u0921\u093c\u0924\u0940 \u0939\u0948 \u092f\u093e \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u094b\u0908 \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0938\u094d\u0925\u093f\u0924\u093f \u0906\u0924\u0940 \u0939\u0948, \u0924\u094b \u0932\u093e\u0917\u0924 \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h2><strong>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0916\u0930\u094d\u091a \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u092c\u094d\u0930\u0947\u0915\u0921\u093e\u0909\u0928<\/strong><\/h2>\n<p>\u0928\u0940\u091a\u0947 \u0926\u0940 \u0917\u0908 \u0938\u0942\u091a\u0940 \u0906\u092a\u0915\u094b \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u093e \u090f\u0915 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0935\u093f\u0935\u0930\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948:<\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>\u0916\u0930\u094d\u091a \u0915\u093e \u092a\u094d\u0930\u0915\u093e\u0930<\/strong><\/td>\n<td><strong>\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0932\u093e\u0917\u0924 (\u20b9)<\/strong><\/td>\n<td><strong>\u0935\u093f\u0935\u0930\u0923<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>IVF \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (ICSI\/Embryo)<\/strong><\/td>\n<td>\u20b92.5 \u0932\u093e\u0916 \u2013 \u20b95 \u0932\u093e\u0916<\/td>\n<td>\u0907\u0938\u092e\u0947\u0902 \u0932\u0948\u092c \u091f\u0947\u0938\u094d\u091f, <a href=\"https:\/\/safetree.in\/blog\/embryo-transfer-in-hindi\/\">\u092d\u094d\u0930\u0942\u0923 \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u093e \u0914\u0930 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930<\/a> \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u092e\u0947\u0921\u093f\u0915\u0932 \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u0926\u0935\u093e\u0907\u092f\u093e\u0902<\/strong><\/td>\n<td>\u20b91.5 \u0932\u093e\u0916 \u2013 \u20b93 \u0932\u093e\u0916<\/td>\n<td>\u092a\u0942\u0930\u0940 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u095b\u0930\u0942\u0930\u0940 \u0938\u092a\u094d\u0932\u0940\u092e\u0947\u0902\u091f\u094d\u0938 \u0914\u0930 \u0938\u094d\u0915\u0948\u0928\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0914\u0930 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0936\u0941\u0932\u094d\u0915<\/strong><\/td>\n<td>\u20b91 \u0932\u093e\u0916 \u2013 \u20b93 \u0932\u093e\u0916<\/td>\n<td>\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092f\u093e \u0938\u093f\u091c\u0947\u0930\u093f\u092f\u0928 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0914\u0930 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u093e \u0938\u094d\u091f\u0947\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0940 \u0926\u0947\u0916\u092d\u093e\u0932<\/strong><\/td>\n<td>\u20b94 \u0932\u093e\u0916 \u2013 \u20b98 \u0932\u093e\u0916<\/td>\n<td>\u092a\u094b\u0937\u0923, \u0906\u0935\u093e\u0938 (\u092f\u0926\u093f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b), \u0914\u0930 \u092a\u094d\u0930\u0938\u0935 \u092a\u0942\u0930\u094d\u0935 \u0938\u0939\u093e\u092f\u0924\u093e\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0915\u093e\u0928\u0942\u0928\u0940 \u0914\u0930 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u0940\u0915\u0930\u0923<\/strong><\/td>\n<td>\u20b91 \u0932\u093e\u0916 \u2013 \u20b92 \u0932\u093e\u0916<\/td>\n<td>\u0905\u0928\u0941\u092c\u0902\u0927 (Contract) \u0914\u0930 \u0915\u094b\u0930\u094d\u091f \u0915\u0940 \u0915\u093e\u0917\u091c\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 (36 \u092e\u0939\u0940\u0928\u0947)<\/strong><\/td>\n<td>\u20b950,000 \u2013 \u20b91.5 \u0932\u093e\u0916<\/td>\n<td><strong>(\u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f)<\/strong> \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0940 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f\u0964<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u0935\u093f\u0936\u0947\u0937 \u0928\u094b\u091f:<\/strong> \u0909\u092a\u0930\u094d\u092f\u0941\u0915\u094d\u0924 \u0932\u093e\u0917\u0924 \u0915\u0947\u0935\u0932 \u090f\u0915 \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0928\u090f \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u093f\u0924 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0916\u0930\u094d\u091a\u094b\u0902 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 \u092e\u0947\u0921\u093f\u0915\u0932 \u092c\u093f\u0932, \u0915\u093e\u0928\u0942\u0928\u0940 \u092b\u0940\u0938 \u0914\u0930 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0940 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u093e \u0916\u0930\u094d\u091a \u0939\u0940 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u092f\u0939 \u092d\u0940 \u092a\u095d\u0947 &#8211;<\/strong><a href=\"https:\/\/safetree.in\/blog\/surrogacy-meaning-in-hindi\/\">\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u094d\u092f\u093e \u0939\u0948? \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e, \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, \u0916\u0930\u094d\u091a \u0914\u0930 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0947 \u0932\u093f\u090f \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u093e \u092e\u0939\u0924\u094d\u0935<\/a><\/p>\n<h2><strong>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u092e\u0947\u0902 &#8216;\u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0916\u0930\u094d\u091a&#8217; (Hidden Costs in Surrogacy)<\/strong><\/h2>\n<p>\u0905\u0915\u094d\u0938\u0930 \u0926\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947\u0935\u0932 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0914\u0930 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0940 \u092b\u0940\u0938 \u0915\u094b \u0939\u0940 \u092c\u091c\u091f \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0915\u0941\u091b \u0910\u0938\u0947 \u0916\u0930\u094d\u091a \u092d\u0940 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0905\u091a\u093e\u0928\u0915 \u0938\u093e\u092e\u0928\u0947 \u0906\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092a\u0939\u0932\u0947 \u0938\u0947 \u091c\u093e\u0928\u0928\u093e \u0906\u092a\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0924\u0928\u093e\u0935 \u0938\u0947 \u092c\u091a\u093e \u0938\u0915\u0924\u093e \u0939\u0948:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>\u090f\u0917 \u092f\u093e \u0938\u094d\u092a\u0930\u094d\u092e \u0921\u094b\u0928\u0930 \u0915\u0940 \u092b\u0940\u0938 (Donor Fees):<\/strong> \u092f\u0926\u093f \u0907\u091a\u094d\u091b\u0941\u0915 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u0947 \u0905\u092a\u0928\u0947 \u0905\u0902\u0921\u093e\u0923\u0941 \u092f\u093e \u0936\u0941\u0915\u094d\u0930\u093e\u0923\u0941 \u0938\u0915\u094d\u0937\u092e \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u0921\u094b\u0928\u0930 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092a\u095c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0921\u094b\u0928\u0930 \u0915\u0940 \u0938\u094d\u0915\u094d\u0930\u0940\u0928\u093f\u0902\u0917 \u0914\u0930 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u093e \u0916\u0930\u094d\u091a \u092c\u091c\u091f \u0915\u094b \u20b950,000 \u0938\u0947 \u20b91.5 \u0932\u093e\u0916 \u0924\u0915 \u092c\u095d\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li aria-level=\"1\"><strong>\u092e\u0932\u094d\u091f\u0940\u092a\u0932 IVF \u0938\u093e\u0907\u0915\u093f\u0932 (Multiple Attempts):<\/strong> \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u092e\u0947\u0902 \u0938\u092b\u0932\u0924\u093e \u0926\u0930 (Success Rate) \u0939\u092e\u0947\u0936\u093e 100% \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964 \u092f\u0926\u093f \u0926\u0942\u0938\u0930\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u093e \u092a\u095c\u0947, \u0924\u094b \u0932\u0948\u092c \u0914\u0930 \u0926\u0935\u093e\u0907\u092f\u094b\u0902 \u0915\u093e \u0916\u0930\u094d\u091a \u092b\u093f\u0930 \u0938\u0947 \u091c\u0941\u095c \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li aria-level=\"1\"><strong>\u092f\u093e\u0924\u094d\u0930\u093e \u0914\u0930 \u0920\u0939\u0930\u0928\u0947 \u0915\u093e \u0916\u0930\u094d\u091a (Travel &amp; Accommodation):<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0915\u094d\u0932\u093f\u0928\u093f\u0915 \u0926\u0942\u0938\u0930\u0947 \u0936\u0939\u0930 \u092e\u0947\u0902 \u0939\u0948, \u0924\u094b \u092c\u093e\u0930-\u092c\u093e\u0930 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0935\u0939\u093e\u0902 \u0930\u0941\u0915\u0928\u0947 \u0915\u093e \u0916\u0930\u094d\u091a \u092d\u0940 \u092c\u091c\u091f \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n<li aria-level=\"1\"><strong>\u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e (Emergency Medical Care):<\/strong> \u092a\u094d\u0930\u0938\u0935 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u092f\u093e \u091c\u0928\u094d\u092e \u0915\u0947 \u092c\u093e\u0926 \u092c\u091a\u094d\u091a\u0947 \u0915\u094b NICU (\u0928\u0930\u094d\u0938\u0930\u0940) \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u092a\u095c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0916\u0930\u094d\u091a \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0905\u0928\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<h3><strong>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 (Surrogacy) \u092e\u0947\u0902 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e<\/strong><\/h3>\n<p>\u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 (\u0935\u093f\u0928\u093f\u092f\u092e\u0928) \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2021 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0947 \u0932\u093f\u090f \u092c\u0940\u092e\u093e \u0905\u092c \u0915\u0947\u0935\u0932 \u090f\u0915 \u0935\u093f\u0915\u0932\u094d\u092a \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3><strong>\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0906\u092a\u0915\u0947 \u092c\u091c\u091f \u0915\u094b \u0915\u0948\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u093e \u0939\u0948?<\/strong><\/h3>\n<ol>\n<li><strong> \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0935\u091a:<\/strong> \u092f\u0926\u093f \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u092f\u093e \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u094b\u0908 \u092e\u0947\u0921\u093f\u0915\u0932 \u091c\u091f\u093f\u0932\u0924\u093e \u0906\u0924\u0940 \u0939\u0948, \u0924\u094b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0909\u0928 \u092d\u093e\u0930\u0940 \u092c\u093f\u0932\u094b\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u092a\u0939\u0932\u0947 \u0938\u0947 \u0924\u092f \u092c\u091c\u091f \u0928\u0939\u0940\u0902 \u092c\u093f\u0917\u095c\u0924\u093e\u0964<\/li>\n<li><strong> 36 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e:<\/strong> \u0915\u093e\u0928\u0942\u0928\u0928 \u0906\u092a\u0915\u094b \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u094b 36 \u092e\u0939\u0940\u0928\u0947 (3 \u0938\u093e\u0932) \u0915\u093e \u0915\u0935\u0930 \u0926\u0947\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092a\u094d\u0930\u0938\u0935 \u0915\u0947 \u092c\u093e\u0926 \u0915\u0940 \u0930\u093f\u0915\u0935\u0930\u0940 \u0914\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong> \u0915\u0948\u0936\u0932\u0947\u0938 \u0938\u0941\u0935\u093f\u0927\u093e:<\/strong> \u0905\u091a\u094d\u091b\u0947 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u094b \u0915\u0948\u0936\u0932\u0947\u0938 \u0907\u0932\u093e\u091c \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u092c\u095c\u0940 \u0928\u0915\u0926\u0940 (Cash) \u0915\u093e \u0907\u0902\u0924\u091c\u093e\u092e \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u092a\u095c\u0924\u093e\u0964<\/li>\n<\/ol>\n<p><strong>\u092a\u094d\u0930\u094b \u091f\u093f\u092a<\/strong>: \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0924\u0947 \u0938\u092e\u092f \u0939\u092e\u0947\u0936\u093e \u0910\u0938\u0947 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0930\u094b\u0935\u093e\u0907\u0921\u0930 \u0915\u094b \u091a\u0941\u0928\u0947\u0902 \u091c\u094b \u092d\u093e\u0930\u0924 \u0915\u0947 \u0928\u0935\u0940\u0928\u0924\u092e \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u094b\u0902 \u0914\u0930 \u091c\u093f\u0928\u0915\u0947 \u092a\u093e\u0938 \u0905\u0938\u094d\u092a\u0924\u093e\u0932\u094b\u0902 \u0915\u093e \u092c\u095c\u093e \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0939\u094b\u0964<\/p>\n<h3><strong>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e-\u0915\u094d\u092f\u093e \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?<\/strong><\/h3>\n<p>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093e\u0907\u0928 \u0915\u093f\u090f \u0917\u090f \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0938\u0947 \u0905\u0932\u0917 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u092e\u0947\u0902 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u0935\u0930\u0947\u091c \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>\u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u092e\u0947\u0902 \u092d\u0930\u094d\u0924\u0940 (Hospitalization):<\/strong> \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092f\u093e \u092a\u094d\u0930\u0938\u0935 \u0915\u0947 \u0938\u092e\u092f \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u092e\u0947\u0902 \u092d\u0930\u094d\u0924\u0940 \u0939\u094b\u0928\u0947 \u0915\u093e \u092a\u0942\u0930\u093e \u0916\u0930\u094d\u091a\u0964<\/li>\n<li aria-level=\"1\"><strong>\u092a\u094d\u0930\u0938\u0935 \u0938\u0902\u092c\u0902\u0927\u0940 \u091c\u091f\u093f\u0932\u0924\u093e\u090f\u0902 (Complications):<\/strong> \u0938\u093f\u091c\u0947\u0930\u093f\u092f\u0928 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u092f\u093e \u092a\u094d\u0930\u0938\u0935 \u0915\u0947 \u092c\u093e\u0926 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u091c\u091f\u093f\u0932\u0924\u093e \u0915\u093e \u0907\u0932\u093e\u091c\u0964<\/li>\n<li aria-level=\"1\"><strong>\u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092e\u0947\u0921\u093f\u0915\u0932 \u091f\u0947\u0938\u094d\u091f:<\/strong> \u0928\u093f\u092f\u092e\u093f\u0924 \u0938\u094d\u0915\u0948\u0928, \u092c\u094d\u0932\u0921 \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u0921\u0949\u0915\u094d\u091f\u0930 \u0915\u0940 \u0915\u0902\u0938\u0932\u094d\u091f\u0947\u0936\u0928 \u092b\u0940\u0938\u0964<\/li>\n<li aria-level=\"1\"><strong>\u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0938\u0939\u093e\u092f\u0924\u093e:<\/strong> \u0905\u091a\u093e\u0928\u0915 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u0914\u0930 \u090f\u092e\u094d\u092c\u0941\u0932\u0947\u0902\u0938 \u0915\u093e \u0916\u0930\u094d\u091a\u0964<\/li>\n<li aria-level=\"1\"><strong>\u092a\u094d\u0930\u0938\u0935 \u092a\u0936\u094d\u091a\u093e\u0924 \u0926\u0947\u0916\u092d\u093e\u0932 (Post-Delivery Care):<\/strong> \u092c\u091a\u094d\u091a\u0947 \u0915\u0947 \u091c\u0928\u094d\u092e \u0915\u0947 \u092c\u093e\u0926 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0940 \u0930\u093f\u0915\u0935\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u0938\u092a\u094b\u0930\u094d\u091f\u0964<\/li>\n<\/ul>\n<h3><strong>\u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 (surrogate mother) \u0915\u0947 \u0932\u093f\u090f \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u092f\u094b\u0902 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948?<\/strong><\/h3>\n<p>\u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e\u0928\u0942\u0928 (2021) \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0926\u0947\u0928\u093e \u0907\u091a\u094d\u091b\u0941\u0915 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0915\u0908 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0930\u0923 \u0939\u0948\u0902:<\/p>\n<ol>\n<li><strong> \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093e:<\/strong> \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0914\u0930 \u092e\u093e\u0928\u0938\u093f\u0915 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u091c\u094b\u0916\u093f\u092e \u092c\u095d \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u092e\u091c\u092c\u0942\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0935\u091a \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/li>\n<li><strong> 36 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091a\u0915\u094d\u0930:<\/strong> \u0915\u093e\u0928\u0942\u0928\u0928 36 \u092e\u0939\u0940\u0928\u0947 (3 \u0938\u093e\u0932) \u0915\u093e \u0915\u0935\u0930 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948, \u0924\u093e\u0915\u093f \u092a\u094d\u0930\u0938\u0935 \u0915\u0947 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092c\u093e\u0926 \u092d\u0940 \u092f\u0926\u093f \u0915\u094b\u0908 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u092e\u0938\u094d\u092f\u093e \u0906\u090f, \u0924\u094b \u0909\u0938\u0915\u093e \u0907\u0932\u093e\u091c \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b \u0938\u0915\u0947\u0964<\/li>\n<li><strong> \u092e\u093e\u0928\u0938\u093f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0902\u0924\u0924\u093e:<\/strong> \u091c\u092c \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u093e\u0901 \u0915\u094b \u092a\u0924\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0909\u0928\u0915\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948, \u0924\u094b \u0935\u0947 \u0905\u0927\u093f\u0915 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u0907\u0938 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u092a\u093e\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n<li><strong> \u092c\u091c\u091f \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u092f\u0939 \u092c\u0940\u092e\u093e \u0907\u091a\u094d\u091b\u0941\u0915 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u094b \u0905\u091a\u093e\u0928\u0915 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u092c\u095c\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0938\u0947 \u092c\u091a\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ol>\n<h3><strong>\u0938\u0939\u0940 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0948\u0938\u0947 \u091a\u0941\u0928\u0947\u0902?<\/strong><\/h3>\n<p>\u090f\u0915 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u092a\u0949\u0932\u093f\u0938\u0940 \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u0907\u0928 5 \u092c\u093f\u0902\u0926\u0941\u0913\u0902 \u092a\u0930 \u0935\u093f\u0936\u0947\u0937 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902:<\/p>\n<ol>\n<li><strong> \u0938\u092e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u094d\u0921 (Sum Insured):<\/strong> \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0915\u0935\u0930 \u0915\u0940 \u0930\u093e\u0936\u093f (Coverage Amount) \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0938\u092d\u0940 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u091c\u091f\u093f\u0932\u0924\u093e\u0913\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0939\u094b\u0964<\/li>\n<li><strong> \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0928\u0941\u092a\u093e\u0932\u0928:<\/strong> \u0915\u094d\u092f\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 36 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0915\u0935\u0930 \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0940 \u0939\u0948?<\/li>\n<li><strong> \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0905\u0938\u094d\u092a\u0924\u093e\u0932:<\/strong> \u0915\u094d\u092f\u093e \u0906\u092a\u0915\u0947 \u0936\u0939\u0930 \u0915\u0947 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0909\u0938 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u092a\u0948\u0928\u0932 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902?<\/li>\n<li><strong> \u0915\u094d\u0932\u0947\u092e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Claim Process):<\/strong> \u0915\u0902\u092a\u0928\u0940 \u0915\u093e &#8216;\u0915\u094d\u0932\u0947\u092e \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0930\u0947\u0936\u093f\u092f\u094b&#8217; \u0915\u0948\u0938\u093e \u0939\u0948 \u0914\u0930 \u0915\u094d\u092f\u093e \u0935\u0947 \u0915\u0948\u0936\u0932\u0947\u0938 (Cashless) \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902?<\/li>\n<li><strong> \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902:<\/strong> &#8216;\u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921&#8217; \u0914\u0930 &#8216;\u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u095b\u0928&#8217; (\u091c\u094b \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0939\u0948) \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u095d\u0947\u0902\u0964<\/li>\n<\/ol>\n<p><strong>\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0915\u0940 \u0938\u0932\u093e\u0939:<\/strong> \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0938\u0947 \u091c\u0941\u095c\u0947 \u091c\u091f\u093f\u0932 \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0925\u094b\u095c\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 <a href=\"https:\/\/safetree.in\/\">SafeTree<\/a> \u091c\u0948\u0938\u0947 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u092a \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0914\u0930 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0932\u093e\u0907\u092b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928\u094d\u0938 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u090f\u0915 \u0910\u0938\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0915\u093e\u0928\u0942\u0928\u0940 \u0930\u0942\u092a \u0938\u0947 \u0938\u0939\u0940 \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0939\u094b\u0964<\/p>\n<h3><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><\/h3>\n<p>\u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0909\u0928 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0936\u093e \u0915\u0940 \u090f\u0915 \u0928\u0908 \u0915\u093f\u0930\u0923 \u0939\u0948 \u091c\u094b \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u093e \u0938\u092a\u0928\u093e \u0926\u0947\u0916\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092f\u0939 \u090f\u0915 \u092c\u095c\u0940 \u092d\u093e\u0935\u0928\u093e\u0924\u094d\u092e\u0915 \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u092d\u0940 \u0939\u0948\u0964 \u091c\u0948\u0938\u093e \u0915\u093f \u0939\u092e\u0928\u0947 \u091a\u0930\u094d\u091a\u093e \u0915\u0940, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a \u0915\u0947\u0935\u0932 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u0940 \u092b\u0940\u0938 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948; \u0907\u0938\u092e\u0947\u0902 IVF \u0938\u093e\u0907\u0915\u093f\u0932, \u0921\u094b\u0928\u0930 \u092b\u0940\u0938 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0913\u0902 \u091c\u0948\u0938\u0947 \u0915\u0908 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0914\u0930 \u0915\u092d\u0940-\u0915\u092d\u0940 &#8216;\u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0916\u0930\u094d\u091a&#8217; \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964\u090f\u0915 \u0938\u092b\u0932 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u093e \u0939\u0940 \u0915\u093e\u092b\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0909\u0938 \u092c\u091c\u091f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0928\u093e \u092d\u0940 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e\u0928\u0942\u0928 (2021) \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, <a href=\"https:\/\/safetree.in\/surrogate\/health-insurance\">\u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0947 \u0932\u093f\u090f 36 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/a> \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0928 \u0915\u0947\u0935\u0932 \u0915\u093e\u0928\u0942\u0928\u0940 \u0930\u0942\u092a \u0938\u0947 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u092c\u095c\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092c\u094b\u091d \u0938\u0947 \u092d\u0940 \u092c\u091a\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Disclaimer :<\/strong><\/p>\n<p>\u092f\u0939 \u092c\u094d\u0932\u0949\u0917 \u0915\u0947\u0935\u0932 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0926\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u0938\u0932\u093e\u0939, \u0928\u093f\u0926\u093e\u0928 \u092f\u093e \u0909\u092a\u091a\u093e\u0930 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u0940 \u0938\u092e\u0938\u094d\u092f\u093e, \u0932\u0915\u094d\u0937\u0923 \u092f\u093e \u0909\u092a\u091a\u093e\u0930 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0943\u092a\u092f\u093e \u0905\u092a\u0928\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0905\u0935\u0936\u094d\u092f \u0915\u0930\u0947\u0902\u0964<\/p>\n<p>\u092c\u0940\u092e\u093e \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0935\u0932 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u091a\u092f\u0928 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0905\u092a\u0928\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0938\u0932\u093e\u0939 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941 \u0939\u092e\u093e\u0930\u0947 \u092c\u0940\u092e\u093e \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u093e \u0938\u0941\u0916 \u0939\u0930 \u0926\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u091c\u0940\u0935\u0928 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u0928\u092e\u094b\u0932 \u0905\u0928\u0941\u092d\u0935 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u092c \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092f\u0939 \u0938\u092a\u0928\u093e \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0906\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u092e\u0947\u0921\u093f\u0915\u0932 \u0938\u093e\u0907\u0902\u0938 \u0915\u0940 &#8216;\u0938\u0930\u094b\u0917\u0947\u0938\u0940&#8217; (Surrogacy) \u0924\u0915\u0928\u0940\u0915 \u090f\u0915 \u0928\u0908 \u0909\u092e\u094d\u092e\u0940\u0926 \u092c\u0928\u0915\u0930 \u0909\u092d\u0930\u0924\u0940 \u0939\u0948\u0964&#8221; \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u0947\u0935\u0932 \u090f\u0915 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u090f\u0915 \u0910\u0938\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0939\u0948 \u091c\u093f\u0938\u092e\u0947\u0902 \u092d\u093e\u0935\u0928\u093e\u0924\u094d\u092e\u0915, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1620,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[135,127],"tags":[238,237],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0914\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e<\/title>\n<meta name=\"description\" content=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF, \u0915\u093e\u0928\u0942\u0928\u0940 \u092b\u0940\u0938 \u0914\u0930 \u0938\u0930\u094b\u0917\u0947\u091f \u092e\u0926\u0930 \u0915\u0940 \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u093e \u092a\u0942\u0930\u093e \u092c\u091c\u091f \u092c\u094d\u0930\u0947\u0915\u0921\u093e\u0909\u0928\u0964\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/safetree.in\/blog\/surrogacy-cost-in-india-in-hindi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u0930\u094b\u0917\u0947\u0938\u0940 \u0915\u093e \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0914\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 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