{"id":1714,"date":"2026-04-07T09:03:19","date_gmt":"2026-04-07T09:03:19","guid":{"rendered":"https:\/\/safetree.in\/blog\/?p=1714"},"modified":"2026-04-07T09:03:19","modified_gmt":"2026-04-07T09:03:19","slug":"ivf-insurance-and-ivf-maternity-insurance","status":"publish","type":"post","link":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/","title":{"rendered":"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u0906\u0908\u0935\u0940\u090f\u092b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0914\u0930 \u0906\u0908\u0935\u0940\u090f\u092b \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940"},"content":{"rendered":"<p>\u0906\u091c \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u0915\u0908 \u0915\u092a\u0932\u094d\u0938 \u0907\u0928\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 (\u092c\u093e\u0902\u091d\u092a\u0928) \u0915\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u092c\u0926\u0932\u0924\u0940 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940, \u0924\u0928\u093e\u0935 \u0914\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u0940 \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0930\u0928\u093e \u0915\u0908 \u092c\u093e\u0930 \u0915\u0920\u093f\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091c\u0948\u0938\u0940 \u0906\u0927\u0941\u0928\u093f\u0915 \u0924\u0915\u0928\u0940\u0915 \u0932\u093e\u0916\u094b\u0902 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u0940 \u090f\u0915 \u0928\u0908 \u0909\u092e\u094d\u092e\u0940\u0926 \u0932\u0947\u0915\u0930 \u0906\u0908 \u0939\u0948\u0964\u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u091c\u093f\u0924\u0928\u0940 \u0938\u092b\u0932 \u0939\u0948, \u0909\u0924\u0928\u0940 \u0939\u0940 \u091c\u091f\u093f\u0932 \u0914\u0930 \u092e\u0939\u0902\u0917\u0940 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0905\u0915\u094d\u0938\u0930 \u090f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 IVF \u0938\u093e\u0907\u0915\u093f\u0932 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092a\u095c\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0907\u0938\u0915\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u092c\u094b\u091d \u092c\u095d \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939\u0940 \u0915\u093e\u0930\u0923 \u0939\u0948 \u0915\u093f \u0906\u091c \u0939\u0930 \u0915\u092a\u0932 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0935\u093e\u0932 \u092f\u0939\u0940 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f\u00a0&#8220;<strong>\u0915\u094d\u092f\u093e \u0939\u092e\u093e\u0930\u093e \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0906\u0908\u0935\u0940\u090f\u092b \u0915\u0947 \u0916\u0930\u094d\u091a \u0915\u094b \u0915\u0935\u0930\u00a0\u0915\u0930\u0947\u0917\u093e?<\/strong>&#8221;<\/p>\n<p>\u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0939\u092e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0947 \u0938\u092e\u091d\u0947\u0902\u0917\u0947 \u0915\u093f \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0902 \u0915\u094d\u092f\u093e \u0939\u0948\u0902, \u0915\u094d\u092f\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0907\u0938\u0947 \u0915\u0935\u0930 \u0915\u0930\u0924\u093e \u0939\u0948, \u0914\u0930 IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0924\u0925\u093e\u00a0<a href=\"https:\/\/safetree.in\/ivf-maternity-insurance\">IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/a>\u00a0\u091c\u0948\u0938\u0947 \u0935\u093f\u0936\u0947\u0937 \u0935\u093f\u0915\u0932\u094d\u092a \u0907\u0938 \u0915\u0920\u093f\u0928 \u0938\u092b\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0915\u0948\u0938\u0947 \u0906\u0938\u093e\u0928 \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u0907\u090f \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u092a\u0948\u0930\u0947\u0902\u091f\u0939\u0941\u0921 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u0942\u092a \u0938\u0947 \u0915\u0948\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947\u00a0\u0939\u0948\u0902\u0964<\/p>\n<h2><strong>IVF \u0915\u094d\u092f\u093e\u00a0\u0939\u0948?<\/strong><\/h2>\n<p>IVF \u0915\u093e \u092a\u0942\u0930\u093e \u0928\u093e\u092e \u0907\u0928 \u0935\u093f\u091f\u094d\u0930\u094b \u092b\u0930\u094d\u091f\u093f\u0932\u093e\u0907\u091c\u0947\u0936\u0928 (In Vitro Fertilization) \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u0906\u0927\u0941\u0928\u093f\u0915 \u0914\u0930 \u0909\u0928\u094d\u0928\u0924 \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0924\u092c \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u091c\u092c \u0915\u093f\u0938\u0940 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u0915\u093e\u0930\u0923 \u0938\u0947 \u0926\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0915\u0920\u093f\u0928\u093e\u0908 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0906\u092e \u092c\u094b\u0932\u091a\u093e\u0932 \u0915\u0940 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0907\u0938\u0947 &#8216;\u091f\u0947\u0938\u094d\u091f \u091f\u094d\u092f\u0942\u092c \u092c\u0947\u092c\u0940&#8217; \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092d\u0940 \u0915\u0939\u093e \u091c\u093e\u0924\u093e\u00a0\u0939\u0948\u0964<\/p>\n<h2><strong>IVF \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0940\u00a0\u0939\u0948?<\/strong><\/h2>\n<p>\u0907\u0938 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u092e\u0939\u093f\u0932\u093e \u0915\u0947 \u0905\u0902\u0921\u093e\u0936\u092f \u0938\u0947 \u092a\u0930\u093f\u092a\u0915\u094d\u0935 \u0905\u0902\u0921\u093e\u0923\u0941\u0913\u0902 \u0914\u0930 \u092a\u0941\u0930\u0941\u0937 \u0915\u0947 \u0936\u0941\u0915\u094d\u0930\u093e\u0923\u0941\u0913\u0902 \u0915\u094b \u0932\u0947\u0915\u0930 \u0936\u0930\u0940\u0930 \u0915\u0947 \u092c\u093e\u0939\u0930 \u090f\u0915 \u0932\u0948\u092c \u092e\u0947\u0902 \u092b\u0930\u094d\u091f\u093f\u0932\u093e\u0907\u091c\u093c \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0932\u0948\u092c \u092e\u0947\u0902 \u0938\u092b\u0932\u0924\u093e\u092a\u0942\u0930\u094d\u0935\u0915 \u092d\u094d\u0930\u0942\u0923 (Embryo) \u0924\u0948\u092f\u093e\u0930 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0947 \u0935\u093e\u092a\u0938 \u092e\u0939\u093f\u0932\u093e \u0915\u0947 \u0917\u0930\u094d\u092d\u093e\u0936\u092f \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0924\u093e\u0915\u093f \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0936\u0941\u0930\u0942 \u0939\u094b\u00a0\u0938\u0915\u0947\u0964<\/p>\n<p>IVF<strong>\u00a0\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u092e\u0941\u0916\u094d\u092f \u091a\u0930\u0923\u00a0:<\/strong><\/p>\n<ul>\n<li><strong>\u0913\u0935\u0947\u0930\u093f\u092f\u0928 \u0938\u094d\u091f\u093f\u092e\u0941\u0932\u0947\u0936\u0928 (<\/strong>Ovarian Stimulation<strong>):<\/strong>\u00a0\u0926\u0935\u093e\u0907\u092f\u094b\u0902 \u0915\u0947 \u091c\u0930\u093f\u090f \u0905\u0902\u0921\u093e\u0936\u092f \u0915\u094b \u0905\u0927\u093f\u0915 \u0905\u0902\u0921\u0947 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0915\u0930\u0928\u093e\u0964<\/li>\n<li><strong>\u090f\u0917 \u0930\u093f\u091f\u094d\u0930\u0940\u0935\u0932 (<\/strong>Egg Retrieval<strong>):<\/strong>\u00a0\u090f\u0915 \u091b\u094b\u091f\u0940 \u0938\u0930\u094d\u091c\u0930\u0940 \u0915\u0947 \u091c\u0930\u093f\u090f \u092a\u0930\u093f\u092a\u0915\u094d\u0935 \u0905\u0902\u0921\u093e\u0923\u0941\u0913\u0902 \u0915\u094b \u092c\u093e\u0939\u0930 \u0928\u093f\u0915\u093e\u0932\u0928\u093e\u0964<\/li>\n<li><strong>\u092b\u0930\u094d\u091f\u093f\u0932\u093e\u0907\u091c\u0947\u0936\u0928:<\/strong>\u00a0\u0932\u0948\u092c \u092e\u0947\u0902 \u0905\u0902\u0921\u093e\u0923\u0941 \u0914\u0930 \u0936\u0941\u0915\u094d\u0930\u093e\u0923\u0941 \u0915\u093e \u092e\u093f\u0932\u0928 \u0915\u0930\u093e\u0928\u093e\u0964<\/li>\n<li><strong>\u092d\u094d\u0930\u0942\u0923 \u0935\u093f\u0915\u093e\u0938:<\/strong>\u00a0\u092b\u0930\u094d\u091f\u093f\u0932\u093e\u0907\u091c\u093c \u0939\u0941\u090f \u0905\u0902\u0921\u094b\u0902 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0928\u093e \u091c\u092c \u0924\u0915 \u0935\u0947 \u092d\u094d\u0930\u0942\u0923 \u0928 \u092c\u0928 \u091c\u093e\u090f\u0902\u0964<\/li>\n<li><a href=\"https:\/\/safetree.in\/blog\/embryo-transfer-in-hindi\/\"><strong>\u092d\u094d\u0930\u0942\u0923 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923 (Embryo Transfer)<\/strong><\/a><strong>:<\/strong>\u00a0\u0938\u094d\u0935\u0938\u094d\u0925 \u092d\u094d\u0930\u0942\u0923 \u0915\u094b \u092e\u0939\u093f\u0932\u093e \u0915\u0947 \u0917\u0930\u094d\u092d\u093e\u0936\u092f \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u093e\u0964<\/li>\n<li><strong>\u092a\u094d\u0930\u0947\u0917\u0928\u0947\u0902\u0938\u0940 \u092e\u0949\u0928\u093f\u091f\u0930\u093f\u0902\u0917:<\/strong>\u00a0\u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0940 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u092e\u093f\u0924 \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u0928\u093f\u0917\u0930\u093e\u0928\u0940\u0964<\/li>\n<\/ul>\n<p>\u092f\u0939 \u092a\u0942\u0930\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0921\u0949\u0915\u094d\u091f\u0930\u094b\u0902 \u0915\u0940 \u0926\u0947\u0916\u0930\u0947\u0916 \u092e\u0947\u0902 \u0915\u0908 \u092e\u0947\u0921\u093f\u0915\u0932 \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u0935\u093f\u0936\u0947\u0937 \u0926\u0935\u093e\u0907\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0942\u0930\u0940 \u0915\u0940 \u091c\u093e\u0924\u0940\u00a0\u0939\u0948\u0964<\/p>\n<h3><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0906\u0908\u0935\u0940\u090f\u092b \u0915\u093e \u0914\u0938\u0924 \u0916\u0930\u094d\u091a \u0915\u093f\u0924\u0928\u093e \u0939\u094b\u0924\u093e\u00a0\u0939\u0948?<\/strong><\/h3>\n<p>\u092d\u093e\u0930\u0924\u00a0\u092e\u0947\u0902\u00a0<a href=\"https:\/\/safetree.in\/blog\/ivf-cost-in-india\/\">\u0906\u0908\u0935\u0940\u090f\u092b \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0940\u00a0\u0932\u093e\u0917\u0924<\/a>\u00a0\u0915\u0908 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948, \u091c\u0948\u0938\u0947 \u0915\u093f \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0915\u094d\u0932\u093f\u0928\u093f\u0915 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e, \u0921\u0949\u0915\u094d\u091f\u0930 \u0915\u093e \u0905\u0928\u0941\u092d\u0935, \u0926\u0935\u093e\u0913\u0902 \u0915\u0940 \u095b\u0930\u0942\u0930\u0924 \u0914\u0930 \u092e\u0930\u0940\u091c \u0915\u0940 \u0936\u093e\u0930\u0940\u0930\u093f\u0915\u00a0\u0938\u094d\u0925\u093f\u0924\u093f\u0964<\/p>\n<p><strong>\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0924\u094c\u0930 \u092a\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u093e\u00a0\u0916\u0930\u094d\u091a:<\/strong><\/p>\n<ul>\n<li><strong>\u090f\u0915 \u0938\u093f\u0902\u0917\u0932 IVF \u0938\u093e\u0907\u0915\u093f\u0932:<\/strong>\u00a0\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u090f\u0915 \u092c\u093e\u0930 \u0915\u0947 IVF \u0938\u093e\u0907\u0915\u093f\u0932 \u0915\u093e \u0916\u0930\u094d\u091a \u0914\u0938\u0924\u0928 \u20b91.5\u00a0\u0932\u093e\u0916 \u0938\u0947 \u20b93 \u0932\u093e\u0916 \u0915\u0947 \u092c\u0940\u091a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u092e\u0932\u094d\u091f\u0940\u092a\u0932 \u0938\u093e\u0907\u0915\u093f\u0932\u094d\u0938 (Multiple Cycles):<\/strong>\u00a0\u0915\u0908 \u092c\u093e\u0930 \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u092e\u0947\u0902 \u0938\u092b\u0932\u0924\u093e \u0928 \u092e\u093f\u0932\u0928\u0947 \u092a\u0930 2 \u0938\u0947 3 \u0938\u093e\u0907\u0915\u093f\u0932\u094d\u0938 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092a\u0921\u093c\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u20b95 \u0932\u093e\u0916 \u0938\u0947 \u20b98 \u0932\u093e\u0916 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p><strong>\u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u093e\u00a0\u0935\u093f\u0935\u0930\u0923:<\/strong><\/p>\n<p>\u092e\u0941\u0916\u094d\u092f \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u092d\u0940 \u0915\u0908 \u0910\u0938\u0947 \u0916\u0930\u094d\u091a \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0915\u0941\u0932 \u092c\u093f\u0932 \u0915\u094b \u092c\u095d\u093e \u0926\u0947\u0924\u0947\u00a0\u0939\u0948\u0902:<\/p>\n<ul>\n<li><strong>\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0926\u0935\u093e\u0907\u092f\u093e\u0901 \u0914\u0930 \u0939\u093e\u0930\u094d\u092e\u094b\u0928 \u0907\u0902\u091c\u0947\u0915\u094d\u0936\u0928:<\/strong>\u00a0\u0907\u0932\u093e\u091c \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0935\u093f\u0936\u0947\u0937 \u0926\u0935\u093e\u0913\u0902 \u0915\u0940 \u0932\u093e\u0917\u0924\u0964<\/li>\n<li><strong>\u0921\u093e\u092f\u0917\u094d\u0928\u094b\u0938\u094d\u091f\u093f\u0915 \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u0905\u0932\u094d\u091f\u094d\u0930\u093e\u0938\u093e\u0909\u0902\u0921:<\/strong>\u00a0\u0905\u0902\u0921\u0947 \u0915\u0940 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0914\u0930 \u0917\u0930\u094d\u092d\u093e\u0936\u092f \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0940 \u0928\u093f\u092f\u092e\u093f\u0924 \u0928\u093f\u0917\u0930\u093e\u0928\u0940\u0964<\/li>\n<li><strong>\u0921\u0949\u0915\u094d\u091f\u0930 \u0915\u0902\u0938\u0932\u094d\u091f\u0947\u0936\u0928 \u092b\u0940\u0938:<\/strong>\u00a0\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0914\u0930 \u092d\u094d\u0930\u0942\u0923 \u0935\u0948\u091c\u094d\u091e\u093e\u0928\u093f\u0915\u094b\u0902 (Embryologists) \u0915\u093e \u0936\u0941\u0932\u094d\u0915\u0964<\/li>\n<li><strong>\u092d\u094d\u0930\u0942\u0923 \u092b\u094d\u0930\u0940\u091c\u093f\u0902\u0917 (Embryo Freezing):<\/strong>\u00a0\u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092d\u094d\u0930\u0942\u0923\u094b\u0902 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u093e \u0936\u0941\u0932\u094d\u0915\u0964<\/li>\n<li><strong>\u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0914\u0930 \u0932\u0948\u092c \u091a\u093e\u0930\u094d\u091c\u0947\u0938:<\/strong>\u00a0\u0932\u0948\u092c \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0906\u0927\u0941\u0928\u093f\u0915 \u0924\u0915\u0928\u0940\u0915 \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0916\u0930\u094d\u091a\u0964<\/li>\n<\/ul>\n<p>\u0907\u0928\u094d\u0939\u0940\u0902 \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0908 \u0915\u092a\u0932\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u091a\u0941\u0928\u094c\u0924\u0940\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0938\u092e\u092f \u0930\u0939\u0924\u0947 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u092a\u094d\u0932\u093e\u0928\u093f\u0902\u0917 \u0914\u0930 \u0938\u0939\u0940 \u092c\u0940\u092e\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u093e \u092c\u0947\u0939\u0926 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u091c\u093e\u0924\u093e\u00a0\u0939\u0948\u0964<\/p>\n<h3>\u0915\u094d\u092f\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 IVF \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0924\u093e\u00a0\u0939\u0948?<\/h3>\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u093f\u092f\u093e\u0901 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u094b \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0941\u091b \u092e\u0941\u0916\u094d\u092f \u0915\u093e\u0930\u0923 \u0914\u0930 \u092c\u0926\u0932\u0924\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0902 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930\u00a0\u0939\u0948\u0902:<\/p>\n<ol>\n<li><strong>&#8216;\u0907\u0932\u0947\u0915\u094d\u091f\u093f\u0935 \u092a\u094d\u0930\u094b\u0938\u0940\u091c\u0930&#8217; \u0915\u093e \u0924\u0930\u094d\u0915:<\/strong>\u00a0\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 IVF \u0915\u094b \u090f\u0915\u00a0<strong>\u0907\u0932\u0947\u0915\u094d\u091f\u093f\u0935 \u092a\u094d\u0930\u094b\u0938\u0940\u091c\u0930\u00a0<\/strong>\u092f\u093e\u0928\u0940 \u090f\u0915 \u0935\u0948\u0915\u0932\u094d\u092a\u093f\u0915 \u0909\u092a\u091a\u093e\u0930 \u092e\u093e\u0928\u0924\u0940 \u0939\u0948\u0902, \u091c\u093f\u0938\u0947 \u091c\u0940\u0935\u0928 \u0930\u0915\u094d\u0937\u0915 \u0928\u0939\u0940\u0902 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e\u0964 \u0907\u0938\u0940 \u0915\u093e\u0930\u0923 &#8216;\u0938\u094d\u091f\u0948\u0902\u0921\u0930\u094d\u0921 \u0939\u0947\u0932\u094d\u0925 \u092a\u094d\u0932\u093e\u0928&#8217; \u092e\u0947\u0902 \u092c\u093e\u0902\u091d\u092a\u0928 (Infertility) \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0916\u0930\u094d\u091a \u0905\u0915\u094d\u0938\u0930 \u0936\u093e\u092e\u093f\u0932 \u0928\u0939\u0940\u0902 \u0915\u093f\u090f \u091c\u093e\u0924\u0947\u0964<\/li>\n<li><strong>\u0935\u093f\u0936\u0947\u0937 \u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921 \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902:<\/strong>\u00a0\u0915\u0941\u091b \u091a\u0941\u0928\u093f\u0902\u0926\u093e \u092a\u0949\u0932\u093f\u0938\u093f\u092f\u093e\u0901 \u092f\u0926\u093f \u0907\u0938\u0947 \u0915\u0935\u0930 \u0915\u0930\u0924\u0940 \u092d\u0940 \u0939\u0948\u0902, \u0924\u094b \u0909\u0928\u092e\u0947\u0902 3 \u0938\u0947 6 \u0938\u093e\u0932 \u0924\u0915 \u0915\u093e \u0932\u0902\u092c\u093e \u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921 \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 \u0915\u0935\u0930 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f \u092d\u0940 \u0915\u093e\u092b\u0940 \u0938\u0940\u092e\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ol>\n<p>\u092c\u0926\u0932\u0924\u093e \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f (The Changing Landscape):<\/p>\n<p>\u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u092e\u093e\u0902\u0917 \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f \u092c\u0940\u092e\u093e \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0906\u092f\u093e \u0939\u0948\u0964 \u0905\u092c \u0910\u0938\u0940 \u0938\u094d\u092a\u0947\u0936\u0932\u093e\u0907\u091c\u094d\u0921 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938\u092f\u094b\u091c\u0928\u093e\u090f\u0902 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902 \u091c\u094b \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 IVF \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0914\u0930 \u0909\u0938\u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u092d\u093e\u0930\u0940 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908\u00a0\u0939\u0948\u0902\u0964<\/p>\n<p>\u0907\u0928\u094d\u0939\u0940\u0902 \u0906\u0927\u0941\u0928\u093f\u0915 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902\u00a0\u092e\u0947\u0902\u00a0<a href=\"https:\/\/safetree.in\/parenthood\/\">IVF\u00a0Insurance<\/a>\u00a0\u0914\u0930 IVF Maternity Insurance \u091c\u0948\u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0938\u092e\u093e\u0927\u093e\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u091c\u094b \u0915\u092a\u0932\u094d\u0938 \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0924\u0928\u093e\u0935 \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0915\u0930 \u0909\u0928\u0915\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u0947 \u0938\u092a\u0928\u0947 \u0915\u094b \u0938\u093e\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0947\u00a0\u0939\u0948\u0902\u0964<\/p>\n<h3>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u092f\u093e\u00a0\u0939\u0948?<\/h3>\n<p>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u090f\u0915 \u0935\u093f\u0936\u0947\u0937 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u092d\u093e\u0930\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0915\u092a\u0932\u094d\u0938 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u00a0\u0939\u0948\u0964<\/p>\n<p>\u091a\u0942\u0902\u0915\u093f \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092e\u0947\u0902 \u0907\u0928\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e, \u0907\u0938\u0932\u093f\u090f \u092f\u0939 \u092a\u0949\u0932\u093f\u0938\u0940 \u090f\u0915 &#8220;\u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0935\u091a&#8221; \u0915\u0940 \u0924\u0930\u0939 \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948, \u091c\u094b \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u0940 \u0907\u0938 \u092e\u0939\u0902\u0917\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0906\u0938\u093e\u0928 \u092c\u0928\u093e\u0924\u0940\u00a0\u0939\u0948\u0964<\/p>\n<h3><strong>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092e\u0947\u0902 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0915\u094d\u092f\u093e \u0915\u0935\u0930 \u0939\u094b\u0924\u093e\u00a0\u0939\u0948?<\/strong><\/h3>\n<ul>\n<li><strong>IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u090f\u0902:<\/strong>\u00a0\u0907\u0938\u092e\u0947\u0902 \u0906\u0908\u0935\u0940\u090f\u092b \u0938\u093e\u0907\u0915\u093f\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u0930\u094d\u091c\u093f\u0915\u0932 \u0914\u0930 \u092e\u0947\u0921\u093f\u0915\u0932 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u090f\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0916\u0930\u094d\u091a:<\/strong>\u00a0\u0907\u0932\u093e\u091c \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u093e\u0930\u094d\u092e\u094b\u0928\u0932 \u0926\u0935\u093e\u0907\u092f\u093e\u0902 \u0914\u0930 \u0935\u093f\u0936\u0947\u0937 \u0907\u0902\u091c\u0947\u0915\u094d\u0936\u0928 \u0915\u0940 \u0932\u093e\u0917\u0924\u0964<\/li>\n<li><strong>\u0932\u0948\u092c \u0914\u0930 \u0921\u093e\u092f\u0917\u094d\u0928\u094b\u0938\u094d\u091f\u093f\u0915 \u091f\u0947\u0938\u094d\u091f:<\/strong>\u00a0\u092d\u094d\u0930\u0942\u0923 \u0935\u093f\u091c\u094d\u091e\u093e\u0928 (Embryology) \u0932\u0948\u092c \u0915\u0947 \u0936\u0941\u0932\u094d\u0915, \u0905\u0932\u094d\u091f\u094d\u0930\u093e\u0938\u093e\u0909\u0902\u0921 \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0915\u094d\u0924 \u091c\u093e\u0902\u091a \u0915\u093e \u0916\u0930\u094d\u091a\u0964<\/li>\n<li><strong>\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u092a\u0930\u093e\u092e\u0930\u094d\u0936 (Doctor Consultation):<\/strong>\u00a0\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0914\u0930 \u090f\u092e\u094d\u092c\u094d\u0930\u093f\u092f\u094b\u0932\u0949\u091c\u093f\u0938\u094d\u091f \u0915\u0940 \u092b\u0940\u0938\u0964<\/li>\n<li><strong>\u092e\u0947\u0921\u093f\u0915\u0932 \u0915\u0949\u092e\u094d\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0902\u0938 (Medical Complications):<\/strong>\u00a0\u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u091c\u091f\u093f\u0932\u0924\u093e \u092f\u093e \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u0915\u093e\u00a0\u0915\u0935\u0930\u0964<\/li>\n<\/ul>\n<h3><strong>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u093e \u092e\u0941\u0916\u094d\u092f\u00a0\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f:<\/strong><\/h3>\n<p>\u0907\u0938 \u092c\u0940\u092e\u093e \u0915\u093e \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948 \u0915\u093f \u0915\u092a\u0932\u094d\u0938 \u0915\u094b \u0907\u0932\u093e\u091c \u0915\u0947 \u092c\u0940\u091a \u092e\u0947\u0902 \u092a\u0948\u0938\u094b\u0902 \u0915\u0940 \u0915\u092e\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0905\u092a\u0928\u093e \u0938\u092a\u0928\u093e \u0928 \u091b\u094b\u0921\u093c\u0928\u093e \u092a\u0921\u093c\u0947\u0964 \u092f\u0939 \u0906\u0908\u0935\u0940\u090f\u092b \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092e\u093e\u0928\u0938\u093f\u0915 \u0936\u093e\u0902\u0924\u093f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e\u00a0\u0939\u0948\u0964<\/p>\n<h3><strong>IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094d\u092f\u093e\u00a0\u0939\u0948?<\/strong><\/h3>\n<p>IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0947 \u0938\u092b\u0932 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u093e \u0905\u0938\u0932\u0940 \u0938\u092b\u0930 \u092f\u093e\u0928\u0940 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e\u0915\u093e \u091a\u0930\u0923 \u0936\u0941\u0930\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u0928 \u092e\u0947\u0902 IVF \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u094d\u0930\u0947\u0917\u094d\u0928\u0947\u0902\u0938\u0940 \u0915\u094b\u00a0\u0905\u0915\u094d\u0938\u0930\u00a0<strong>&#8216;<\/strong>\u0939\u093e\u0908-\u0930\u093f\u0938\u094d\u0915 \u092a\u094d\u0930\u0947\u0917\u094d\u0928\u0947\u0902\u0938\u0940<strong>&#8216;\u00a0<\/strong>\u0915\u0940 \u0936\u094d\u0930\u0947\u0923\u0940 \u092e\u0947\u0902 \u0930\u0916\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0907\u0938 \u0926\u094c\u0930\u093e\u0928 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0947\u0921\u093f\u0915\u0932 \u0928\u093f\u0917\u0930\u093e\u0928\u0940, \u0928\u093f\u092f\u092e\u093f\u0924 \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0921\u0949\u0915\u094d\u091f\u0930\u094b\u0902 \u0915\u0940 \u0926\u0947\u0916\u0930\u0947\u0916 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b \u0938\u0915\u0924\u0940\u00a0\u0939\u0948\u0964<\/p>\n<p>IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u094b \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 IVF \u0915\u0947 \u091c\u0930\u093f\u090f \u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u0915\u0940 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0914\u0930 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u092d\u093e\u0930\u0940 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u00a0\u0939\u0948\u0964<\/p>\n<p><strong>\u0907\u0938\u092e\u0947\u0902 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0915\u094d\u092f\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u093e\u00a0\u0939\u0948?:<\/strong><\/p>\n<ul>\n<li><strong>\u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e\u090f\u0902 (Pregnancy Complications):<\/strong>\u00a0\u092a\u094d\u0930\u0947\u0917\u0928\u0947\u0902\u0938\u0940 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u093e \u0907\u0932\u093e\u091c\u0964<\/li>\n<li><strong>\u0939\u0949\u0938\u094d\u092a\u093f\u091f\u0932\u093e\u0907\u091c\u0947\u0936\u0928 \u0916\u0930\u094d\u091a (Hospitalization Expenses):<\/strong>\u00a0\u092a\u094d\u0930\u0938\u0935 (Delivery) \u0938\u0947 \u092a\u0939\u0932\u0947 \u092f\u093e \u092c\u093e\u0926 \u092e\u0947\u0902 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u092e\u0947\u0902 \u092d\u0930\u094d\u0924\u0940 \u0939\u094b\u0928\u0947 \u0915\u093e \u0916\u0930\u094d\u091a\u0964<\/li>\n<li><strong>\u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0938\u0902\u092c\u0902\u0927\u0940 \u0932\u093e\u0917\u0924 \u0916\u0930\u094d\u091a:<\/strong>\u00a0\u0928\u0949\u0930\u094d\u092e\u0932 \u092f\u093e \u0938\u093f\u091c\u0947\u0930\u093f\u092f\u0928 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0938\u0947 \u091c\u0941\u095c\u0947 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u0947 \u0936\u0941\u0932\u094d\u0915\u0964<\/li>\n<li><strong>\u0928\u0935\u091c\u093e\u0924 \u0936\u093f\u0936\u0941 \u0915\u0940 \u0926\u0947\u0916\u092d\u093e\u0932:<\/strong>\u00a0\u091c\u0928\u094d\u092e \u0915\u0947 \u0924\u0941\u0930\u0902\u0924 \u092c\u093e\u0926 \u0936\u093f\u0936\u0941 \u0915\u094b \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902\u0964<\/li>\n<li><strong>NICU \u0915\u093e \u0916\u0930\u094d\u091a\u00a0:<\/strong>\u00a0\u092f\u0926\u093f \u0938\u092e\u092f \u0938\u0947 \u092a\u0942\u0930\u094d\u0935 \u091c\u0928\u094d\u092e \u092f\u093e \u0915\u093f\u0938\u0940 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u0947 \u0915\u093e\u0930\u0923 \u0936\u093f\u0936\u0941 \u0915\u094b NICU \u092e\u0947\u0902 \u0930\u0916\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092a\u095c\u0947, \u0924\u094b \u0909\u0938\u0915\u093e\u00a0\u0915\u0935\u0930\u0964<\/li>\n<\/ul>\n<p><strong>IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u093e\u00a0\u092e\u0939\u0924\u094d\u0935:<\/strong>\u00a0\u092f\u0939 \u092c\u0940\u092e\u093e \u0928 \u0915\u0947\u0935\u0932 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u094b \u092f\u0939 \u092e\u093e\u0928\u0938\u093f\u0915 \u0936\u093e\u0902\u0924\u093f \u092d\u0940 \u0926\u0947\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0935\u0947 \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u0907\u0932\u093e\u091c \u092a\u093e\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e\u00a0\u0939\u094b\u0902\u0917\u0947\u0964<\/p>\n<h3><strong>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0914\u0930 IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0905\u0902\u0924\u0930\u00a0\u0939\u0948?<\/strong><\/h3>\n<p>\u0905\u0915\u094d\u0938\u0930 \u0932\u094b\u0917 \u0907\u0928 \u0926\u094b\u0928\u094b\u0902 \u0915\u094b \u090f\u0915 \u0939\u0940 \u0938\u092e\u091d \u0932\u0947\u0924\u0947 \u0939\u0948\u0902,\u00a0\u0932\u0947\u0915\u093f\u0928\u00a0<strong>IVF\u00a0Insurance<\/strong>\u00a0\u0914\u0930\u00a0<strong>IVF Maternity\u00a0Insurance<\/strong>\u00a0\u0926\u094b\u0928\u094b\u0902 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0907\u0932\u093e\u091c \u0915\u0947 \u0905\u0932\u0917-\u0905\u0932\u0917 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e\u00a0\u0939\u0948\u0964<\/p>\n<p>\u0907\u0928 \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0915\u0947 \u092e\u0941\u0916\u094d\u092f \u0905\u0902\u0924\u0930 \u0915\u094b \u0928\u0940\u091a\u0947 \u0926\u0940 \u0917\u0908 \u0924\u093e\u0932\u093f\u0915\u093e \u0914\u0930 \u0938\u0930\u0932 \u092c\u093f\u0902\u0926\u0941\u0913\u0902 \u0938\u0947 \u0938\u092e\u091d\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u00a0\u0939\u0948:<\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>\u0935\u093f\u0936\u0947\u0937\u0924\u093e<\/strong><\/td>\n<td><strong>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 (IVF Insurance)<\/strong><\/td>\n<td><strong>IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 (IVF Maternity)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u092e\u0941\u0916\u094d\u092f\u00a0\u092b\u094b\u0915\u0938<\/strong><\/td>\n<td>\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0914\u0930 \u0906\u0908\u0935\u0940\u090f\u092b \u0938\u093e\u0907\u0915\u093f\u0932\u00a0\u092a\u0930\u0964<\/td>\n<td>\u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e (Pregnancy) \u0914\u0930 \u092a\u094d\u0930\u0938\u0935\u00a0\u092a\u0930\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0915\u0935\u0930 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947\u00a0\u091a\u0930\u0923<\/strong><\/td>\n<td>\u0905\u0902\u0921\u093e\u0923\u0941 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0938\u0947 \u0932\u0947\u0915\u0930 \u092d\u094d\u0930\u0942\u0923 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930\u00a0\u0924\u0915\u0964<\/td>\n<td>\u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0936\u093f\u0936\u0941 \u0915\u0947 \u091c\u0928\u094d\u092e\u00a0\u0924\u0915\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u092a\u094d\u0930\u092e\u0941\u0916\u00a0\u0916\u0930\u094d\u091a<\/strong><\/td>\n<td>\u0932\u0948\u092c \u091f\u0947\u0938\u094d\u091f, \u0939\u093e\u0930\u094d\u092e\u094b\u0928\u0932 \u0926\u0935\u093e\u0907\u092f\u093e\u0901 \u0914\u0930 \u0921\u0949\u0915\u094d\u091f\u0930\u00a0\u092b\u0940\u0938\u0964<\/td>\n<td>\u0921\u093f\u0932\u0940\u0935\u0930\u0940, \u092a\u094d\u0930\u0938\u0935 \u0938\u0902\u092c\u0902\u0927\u0940 \u091c\u091f\u093f\u0932\u0924\u093e\u090f\u0901 \u0914\u0930\u00a0NICU\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f<\/strong><\/td>\n<td>\u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0938\u092b\u0932\u00a0\u092c\u0928\u093e\u0928\u093e\u0964<\/td>\n<td>\u092e\u093e\u0901 \u0914\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0936\u093f\u0936\u0941 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u00a0\u0915\u0930\u0928\u093e\u0964<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>\u0938\u0930\u0932 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902\u00a0\u0938\u092e\u091d\u0947\u0902:<\/strong><\/p>\n<p><strong>IVF Insurance:<\/strong>\u00a0\u092f\u0939 \u0909\u092a\u091a\u093e\u0930 \u091a\u0930\u0923 (Treatment Phase) \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u093e\u0928\u0940 \u091c\u092c \u0906\u092a \u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0924\u092c \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0947\u0921\u093f\u0915\u0932 \u0916\u0930\u094d\u091a\u094b\u0902 \u092e\u0947\u0902 \u092f\u0939 \u0906\u092a\u0915\u0940 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e\u00a0\u0939\u0948\u0964<\/p>\n<p><strong>IVF Maternity Insurance:<\/strong>\u00a0\u092f\u0939 \u0917\u0930\u094d\u092d\u093e\u0935\u0938\u094d\u0925\u093e \u091a\u0930\u0923 (Pregnancy &amp; Delivery Phase) \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u093e\u0928\u0940 \u091c\u092c \u0906\u0908\u0935\u0940\u090f\u092b \u0938\u092b\u0932 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0915\u0947 9 \u092e\u0939\u0940\u0928\u094b\u0902 \u0914\u0930 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0915\u0947 \u0938\u092e\u092f \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u092f\u0939 \u0938\u0902\u092d\u093e\u0932\u0924\u093e\u00a0\u0939\u0948\u0964<\/p>\n<h3><strong>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0915\u093f\u0928 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928\u00a0\u0930\u0916\u0947\u0902?<\/strong><\/h3>\n<p>IVF Insurance \u092f\u093e IVF Maternity Insurance \u091a\u0941\u0928\u0928\u093e \u090f\u0915 \u092c\u0921\u093c\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u0948\u0964 \u092a\u0949\u0932\u093f\u0938\u0940 \u092b\u093e\u0907\u0928\u0932 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0906\u092a\u0915\u094b \u0928\u0940\u091a\u0947 \u0926\u093f\u090f \u0917\u090f \u092e\u0941\u0916\u094d\u092f \u092c\u093f\u0902\u0926\u0941\u0913\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a \u091c\u0930\u0942\u0930 \u0915\u0930\u0928\u0940\u00a0\u091a\u093e\u0939\u093f\u090f:<\/p>\n<ul>\n<li><strong>\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0935\u0930\u0947\u091c \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930:<\/strong>\u00a0\u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 \u092e\u0941\u0916\u094d\u092f \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948 \u092f\u093e \u0926\u0935\u093e\u0913\u0902, \u0932\u0948\u092c \u091f\u0947\u0938\u094d\u091f \u0914\u0930 \u090f\u092e\u094d\u092c\u094d\u0930\u093f\u092f\u094b \u092b\u094d\u0930\u0940\u091c\u093f\u0902\u0917 \u091c\u0948\u0938\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0916\u0930\u094d\u091a \u092d\u0940 \u0915\u0935\u0930 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921:<\/strong>\u00a0\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0938\u092e\u092f (\u091c\u0948\u0938\u0947 12 \u0938\u0947 24 \u092e\u0939\u0940\u0928\u0947) \u0924\u0915 \u0930\u0941\u0915\u0928\u093e \u092a\u095c\u0924\u093e \u0939\u0948\u0964 \u0915\u092e \u0935\u0947\u091f\u093f\u0902\u0917 \u092a\u0940\u0930\u093f\u092f\u0921 \u0935\u093e\u0932\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u091a\u0941\u0928\u0928\u093e \u0939\u092e\u0947\u0936\u093e \u092c\u0947\u0939\u0924\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u0905\u0938\u094d\u092a\u0924\u093e\u0932\u094b\u0902 \u0915\u093e \u0928\u0947\u091f\u0935\u0930\u094d\u0915:<\/strong>\u00a0\u0915\u094d\u092f\u093e \u0906\u092a\u0915\u0947 \u0936\u0939\u0930 \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0915\u094d\u0932\u093f\u0928\u093f\u0915 \u0914\u0930 \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0939\u0949\u0938\u094d\u092a\u093f\u091f\u0932 \u0909\u0938 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u092a\u0948\u0928\u0932 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902? \u0915\u0948\u0936\u0932\u0947\u0938 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u092c\u0939\u0941\u0924 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/li>\n<li><strong>\u0915\u094d\u0932\u0947\u092e \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e:<\/strong>\u00a0\u0915\u094d\u0932\u0947\u092e \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0930\u0947\u0936\u093f\u092f\u094b \u0914\u0930 \u0930\u0940\u0907\u092e\u094d\u092c\u0930\u094d\u0938\u092e\u0947\u0902\u091f (Reimbursement) \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u093f\u0924\u0928\u0940 \u0938\u0930\u0932 \u0914\u0930 \u0924\u0947\u091c \u0939\u0948, \u0907\u0938\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u0939\u0932\u0947 \u0939\u0940 \u091c\u0941\u091f\u093e \u0932\u0947\u0902\u0964<\/li>\n<li><strong>\u092a\u0949\u0932\u093f\u0938\u0940 \u090f\u0915\u094d\u0938\u0915\u094d\u0932\u0942\u091c\u0928:<\/strong>\u00a0\u0909\u0928 \u091a\u0940\u091c\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940 \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u095d\u0947\u0902 \u091c\u094b \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964 \u0907\u0938\u0938\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0915\u094d\u0932\u0947\u092e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u0939\u094b\u0928\u0947 \u0915\u093e \u0916\u0924\u0930\u093e \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u0938\u092c-\u0932\u093f\u092e\u093f\u091f:<\/strong>\u00a0\u0915\u0941\u091b \u092a\u0949\u0932\u093f\u0938\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u092f\u093e \u0930\u0942\u092e \u0930\u0947\u0902\u091f \u092a\u0930 \u090f\u0915 \u0915\u0948\u092a\u093f\u0902\u0917 (\u0938\u0940\u092e\u093e) \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0947 \u0905\u092a\u0928\u0940 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u091a\u0947\u0915 \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n<h3><strong>IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u093f\u0938\u0947 \u0932\u0947\u0928\u093e\u00a0\u091a\u093e\u0939\u093f\u090f?<\/strong><\/h3>\n<p>IVF \u0914\u0930 IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0909\u0928 \u0915\u092a\u0932\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0935\u091a \u0939\u0948, \u091c\u094b \u092a\u0930\u093f\u0935\u093e\u0930 \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0947 \u0932\u093f\u090f \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0940 \u0930\u093e\u0939 \u091a\u0941\u0928 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0909\u092a\u092f\u094b\u0917\u0940 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0924\u093e\u00a0\u0939\u0948:<\/p>\n<ul>\n<li><strong>IVF \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0947 \u0928\u090f \u0915\u092a\u0932\u094d\u0938:<\/strong>\u00a0\u091c\u094b \u0932\u094b\u0917 \u091c\u0932\u094d\u0926 \u0939\u0940 \u0905\u092a\u0928\u093e \u092a\u0939\u0932\u093e IVF \u0938\u093e\u0907\u0915\u093f\u0932 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0948\u0902, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u093e \u0906\u0938\u093e\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>PCOS \u092f\u093e PCOD \u091c\u0948\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0935\u093e\u0932\u0940 \u092e\u0939\u093f\u0932\u093e\u090f\u0902:<\/strong>\u00a0\u091c\u093f\u0928 \u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u0915\u094b \u0939\u093e\u0930\u094d\u092e\u094b\u0928\u0932 \u0905\u0938\u0902\u0924\u0941\u0932\u0928 \u092f\u093e \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0938\u0902\u092c\u0902\u0927\u0940 \u0938\u092e\u0938\u094d\u092f\u093e\u090f\u0902 \u0939\u0948\u0902, \u0909\u0928\u094d\u0939\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u0905\u0927\u093f\u0915 \u092e\u0947\u0921\u093f\u0915\u0932 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0914\u0930 \u0926\u0935\u093e\u0913\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0916\u0930\u094d\u091a \u092c\u0940\u092e\u093e \u0938\u0947 \u0915\u0935\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u092a\u093f\u091b\u0932\u0947 \u0905\u0938\u092b\u0932 \u092a\u094d\u0930\u092f\u093e\u0938 (Previous IVF Failures):<\/strong>\u00a0\u0910\u0938\u0947 \u0915\u092a\u0932\u094d\u0938 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u092a\u0939\u0932\u0947 \u0915\u0947 IVF \u0938\u093e\u0907\u0915\u093f\u0932\u094d\u0938 \u092e\u0947\u0902 \u0938\u092b\u0932\u0924\u093e \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0940 \u0939\u0948, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0905\u0917\u0932\u0947 \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092c\u094b\u091d \u0915\u092e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092f\u0939 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092c\u0939\u0941\u0924 \u092e\u0926\u0926\u0917\u093e\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928:<\/strong>\u00a0\u0935\u0947 \u0932\u094b\u0917 \u091c\u094b \u0907\u0932\u093e\u091c \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0916\u0930\u094d\u091a \u092f\u093e \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 (\u091c\u0948\u0938\u0947 NICU \u092f\u093e \u0915\u0949\u092e\u094d\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0902\u0938) \u0938\u0947 \u0905\u092a\u0928\u0940 \u092c\u091a\u0924 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0926\u0947\u0930 \u0938\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u093e\u00a0\u0928\u093f\u0930\u094d\u0923\u092f:<\/strong>\u00a0\u092c\u095d\u0924\u0940 \u0909\u092e\u094d\u0930 \u0915\u0947 \u0938\u093e\u0925 \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e\u090f\u0902 \u092c\u095d \u0938\u0915\u0924\u0940 \u0939\u0948\u0902, \u091c\u0939\u093e\u0901 \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928 \u092e\u093e\u0928\u0938\u093f\u0915 \u0936\u093e\u0902\u0924\u093f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e\u00a0\u0939\u0948\u0964<\/li>\n<\/ul>\n<h3><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><\/h3>\n<p>\u0928\u093f\u0903\u0938\u0902\u0926\u0947\u0939, IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u0906\u091c \u0915\u0908 \u0915\u092a\u0932\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u0947 \u0938\u092a\u0928\u0947 \u0915\u094b \u0938\u091a \u0915\u0930\u0928\u0947 \u0915\u093e \u090f\u0915 \u0938\u0936\u0915\u094d\u0924 \u092e\u093e\u0927\u094d\u092f\u092e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0940 \u0938\u092b\u0932\u0924\u093e \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0907\u0938\u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u092e\u0947\u0921\u093f\u0915\u0932 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u092d\u093e\u0930\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0928\u091c\u0930\u0905\u0902\u0926\u093e\u091c \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u00a0\u0938\u0915\u0924\u093e\u0964<\/p>\n<p>\u091a\u0942\u0902\u0915\u093f \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0939\u0947\u0932\u094d\u0925 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928 IVF \u0915\u094b \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947, \u0907\u0938\u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u0907\u0938 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 IVF \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0914\u0930 IVF \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u091c\u0948\u0938\u0947 \u0906\u0927\u0941\u0928\u093f\u0915 \u0935\u093f\u0915\u0932\u094d\u092a \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0935\u091a \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0907\u0932\u093e\u091c \u0938\u0947 \u0932\u0947\u0915\u0930 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0924\u0915 \u0915\u0947 \u0938\u092b\u0930 \u0915\u094b \u0924\u0928\u093e\u0935\u092e\u0941\u0915\u094d\u0924 \u092c\u0928\u093e\u0924\u0947\u00a0\u0939\u0948\u0902\u0964<\/p>\n<p>\u0939\u092e\u093e\u0930\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0907\u0938\u0940 \u0915\u0920\u093f\u0928 \u0921\u0917\u0930 \u0915\u094b \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0906\u0938\u093e\u0928 \u092c\u0928\u093e\u0928\u093e \u0939\u0948\u0964 \u0938\u0939\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0917\u0939\u0930\u0940 \u0938\u092e\u091d\u00a0\u0914\u0930\u00a0<a href=\"https:\/\/safetree.in\/\">Safetree<\/a>\u00a0\u0915\u0947 \u0935\u093f\u0936\u0947\u0937 \u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u092e\u093e\u0927\u093e\u0928\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925, \u0906\u092a \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091a\u093f\u0902\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0940\u091b\u0947 \u091b\u094b\u095c\u0915\u0930 \u0905\u092a\u0928\u0947 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0936\u093f\u0936\u0941 \u0915\u0947 \u0938\u094d\u0935\u093e\u0917\u0924 \u0915\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u093e\u0926 \u0930\u0916\u0947\u0902, \u090f\u0915 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u092d\u0930\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u0940 \u0906\u092a\u0915\u0940 \u0938\u0941\u0916\u0926 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092a\u0948\u0930\u0947\u0902\u091f\u0939\u0941\u0921 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0928\u0940\u0902\u0935\u00a0\u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Disclaimer:\u00a0<\/strong>\u092f\u0939 \u092c\u094d\u0932\u0949\u0917 \u0915\u0947\u0935\u0932 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0926\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0940\u092f \u0938\u0932\u093e\u0939, \u0928\u093f\u0926\u093e\u0928 \u092f\u093e \u0909\u092a\u091a\u093e\u0930 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u0940 \u0938\u092e\u0938\u094d\u092f\u093e, \u0932\u0915\u094d\u0937\u0923 \u092f\u093e \u0909\u092a\u091a\u093e\u0930 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0943\u092a\u092f\u093e \u0905\u092a\u0928\u0947 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0905\u0935\u0936\u094d\u092f\u00a0\u0915\u0930\u0947\u0902\u0964<\/p>\n<p>\u092c\u0940\u092e\u093e \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0935\u0932 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u091a\u092f\u0928 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0905\u092a\u0928\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0938\u0932\u093e\u0939 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941 \u0939\u092e\u093e\u0930\u0947 \u092c\u0940\u092e\u093e \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915\u00a0\u0915\u0930\u0947\u0902\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0906\u091c \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u0915\u0908 \u0915\u092a\u0932\u094d\u0938 \u0907\u0928\u092b\u0930\u094d\u091f\u093f\u0932\u093f\u091f\u0940 (\u092c\u093e\u0902\u091d\u092a\u0928) \u0915\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u092c\u0926\u0932\u0924\u0940 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940, \u0924\u0928\u093e\u0935 \u0914\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u0940 \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 \u092a\u094d\u0930\u093e\u0915\u0943\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0917\u0930\u094d\u092d\u0927\u093e\u0930\u0923 \u0915\u0930\u0928\u093e \u0915\u0908 \u092c\u093e\u0930 \u0915\u0920\u093f\u0928 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091c\u0948\u0938\u0940 \u0906\u0927\u0941\u0928\u093f\u0915 \u0924\u0915\u0928\u0940\u0915 \u0932\u093e\u0916\u094b\u0902 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092c\u0928\u0928\u0947 \u0915\u0940 \u090f\u0915 \u0928\u0908 \u0909\u092e\u094d\u092e\u0940\u0926 \u0932\u0947\u0915\u0930 \u0906\u0908 \u0939\u0948\u0964\u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0906\u0908\u0935\u0940\u090f\u092b [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[135,225,267],"tags":[110,143,133],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?<\/title>\n<meta name=\"description\" content=\"\u0915\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF Insurance \u0914\u0930 IVF Maternity Insurance \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?\" \/>\n<meta property=\"og:description\" content=\"\u0915\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF Insurance \u0914\u0930 IVF Maternity Insurance \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964\" \/>\n<meta property=\"og:url\" content=\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"SafeTree\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-07T09:03:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/safetree.in\/blog\/wp-content\/uploads\/2026\/01\/safetree_logo.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"360\" \/>\n\t<meta property=\"og:image:height\" content=\"130\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Shiva Vikas Kumar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shiva Vikas Kumar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/\",\"url\":\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/\",\"name\":\"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?\",\"isPartOf\":{\"@id\":\"https:\/\/safetree.in\/blog\/#website\"},\"datePublished\":\"2026-04-07T09:03:19+00:00\",\"dateModified\":\"2026-04-07T09:03:19+00:00\",\"author\":{\"@id\":\"https:\/\/safetree.in\/blog\/#\/schema\/person\/a4cbbf9cdc05337f4298464b2242caae\"},\"description\":\"\u0915\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF Insurance \u0914\u0930 IVF Maternity Insurance \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964\",\"breadcrumb\":{\"@id\":\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/safetree.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u0906\u0908\u0935\u0940\u090f\u092b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0914\u0930 \u0906\u0908\u0935\u0940\u090f\u092b \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/safetree.in\/blog\/#website\",\"url\":\"https:\/\/safetree.in\/blog\/\",\"name\":\"Safetree\",\"description\":\"Corporate Insurance\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/safetree.in\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/safetree.in\/blog\/#\/schema\/person\/a4cbbf9cdc05337f4298464b2242caae\",\"name\":\"Shiva Vikas Kumar\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/safetree.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/60d69434eaaeef127646811aa71c3c7e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/60d69434eaaeef127646811aa71c3c7e?s=96&d=mm&r=g\",\"caption\":\"Shiva Vikas Kumar\"},\"description\":\"Mr Shiva Vikas Kumar is a seasoned insurance expert with over 10 years of experience in the oocyte, surrogate, start-up, and IT\/consulting industries.\",\"sameAs\":[\"https:\/\/safetree.in\",\"https:\/\/www.linkedin.com\/in\/shiva-vikas-kumar-681725144\/\"],\"url\":\"https:\/\/safetree.in\/blog\/author\/shiva-kumar\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?","description":"\u0915\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF Insurance \u0914\u0930 IVF Maternity Insurance \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/","og_locale":"en_US","og_type":"article","og_title":"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?","og_description":"\u0915\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF Insurance \u0914\u0930 IVF Maternity Insurance \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964","og_url":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/","og_site_name":"SafeTree","article_published_time":"2026-04-07T09:03:19+00:00","og_image":[{"width":360,"height":130,"url":"https:\/\/safetree.in\/blog\/wp-content\/uploads\/2026\/01\/safetree_logo.webp","type":"image\/webp"}],"author":"Shiva Vikas Kumar","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Shiva Vikas Kumar","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/","url":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/","name":"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948?","isPartOf":{"@id":"https:\/\/safetree.in\/blog\/#website"},"datePublished":"2026-04-07T09:03:19+00:00","dateModified":"2026-04-07T09:03:19+00:00","author":{"@id":"https:\/\/safetree.in\/blog\/#\/schema\/person\/a4cbbf9cdc05337f4298464b2242caae"},"description":"\u0915\u094d\u092f\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 IVF \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u091c\u093e\u0928\u0947\u0902 IVF Insurance \u0914\u0930 IVF Maternity Insurance \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902\u0964","breadcrumb":{"@id":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/safetree.in\/blog\/ivf-insurance-and-ivf-maternity-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/safetree.in\/blog\/"},{"@type":"ListItem","position":2,"name":"\u0915\u094d\u092f\u093e \u0906\u0908\u0935\u0940\u090f\u092b (IVF) \u091f\u094d\u0930\u0940\u091f\u092e\u0947\u0902\u091f \u092c\u0940\u092e\u093e \u092e\u0947\u0902 \u0915\u0935\u0930 \u0939\u094b\u0924\u093e \u0939\u0948? \u0906\u0908\u0935\u0940\u090f\u092b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0914\u0930 \u0906\u0908\u0935\u0940\u090f\u092b \u092e\u0948\u091f\u0930\u0928\u093f\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940"}]},{"@type":"WebSite","@id":"https:\/\/safetree.in\/blog\/#website","url":"https:\/\/safetree.in\/blog\/","name":"Safetree","description":"Corporate Insurance","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/safetree.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/safetree.in\/blog\/#\/schema\/person\/a4cbbf9cdc05337f4298464b2242caae","name":"Shiva Vikas Kumar","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/safetree.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/60d69434eaaeef127646811aa71c3c7e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/60d69434eaaeef127646811aa71c3c7e?s=96&d=mm&r=g","caption":"Shiva Vikas Kumar"},"description":"Mr Shiva Vikas Kumar is a seasoned insurance expert with over 10 years of experience in the oocyte, surrogate, start-up, and IT\/consulting industries.","sameAs":["https:\/\/safetree.in","https:\/\/www.linkedin.com\/in\/shiva-vikas-kumar-681725144\/"],"url":"https:\/\/safetree.in\/blog\/author\/shiva-kumar\/"}]}},"_links":{"self":[{"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/posts\/1714"}],"collection":[{"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/comments?post=1714"}],"version-history":[{"count":1,"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/posts\/1714\/revisions"}],"predecessor-version":[{"id":1715,"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/posts\/1714\/revisions\/1715"}],"wp:attachment":[{"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/media?parent=1714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/categories?post=1714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/safetree.in\/blog\/wp-json\/wp\/v2\/tags?post=1714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}