Making your bike insurance purchase, even simpler.


Why buy Two Wheeler Insurance?

A bike insurance plan provides you financial cover in the event of an accident, theft, fire, flood, vandalism and other such scenarios. Accidents are unprecedented and vehicle repairs and treatment for injuries can be expensive. There is considerable risk of losing money if your bike is totalled or stolen as well.

Type of Insurance Plans

Standalone Third-Party Insurance

It offers cover against the losses made to the third party by your vehicle, i.e. in case of an accident, the third-party insurance plan will provide coverage against all the losses incurred to the third party (in terms of bodily injury/ death or property damages) by your vehicle.

Comprehensive Insurance Plan

A comprehensive bike insurance policy provides coverage for third party liability as well as damages caused to your own bike. It offers extensive coverage to the vehicle arising out of an accident, collision, theft, etc.

Key Add-Ons

Zero Depreciation Cover

A zero depreciation add-on literally protects you against the depreciation of your two wheeler's value. With this cover, you can rest assure that you'll be paid the entire claim amount without deducting the depreciation sum. It also covers rubber, plastic and fiber components.

Personal Accident Cover

This insurance add-on cover provides protection against the risk of partial or complete disability and death. It provides you financial assistance in case of a serious injury or death of the rider following an accident.

Invoice Protection

This add-on is of great benefit in case of total loss. With this cover, you can claim the total ex-showroom price of your bike, taxes and registration charges that you had initially paid

Roadside Assistance

Stranded in a deserted place with no help to call for? A roadside assistance add-on provides you prompt repair services and much-needed assistance in such situations

Get the SafeTree Advantage

Risk Janampatri

Safetree has developed a tool which prepares a Risk Janampatri which defines risk profile and aptitude of the customer.

Customized Plans

SafeTree has compared quotes from various reputed insurers and based on risk profile, type of vehicle, no claim bonus, a customized need-based solution is offered.

Smooth Claim Process

Dedicated team to support smooth claims process and provide complete assistance

Regular Updates

We will provide you support to further strengthen your protection on the changing nature of risk.


Get answers to the most frequently asked questions

Two wheeler insurance is an insurance policy required to provide protection to your two wheeler against any damage which might result into a financial loss. In addition to it, any third party liability which has arisen due to the use of your two wheeler is covered under two wheeler insurance. As per the Motor Vehicle Act, it is mandatory to buy a Liability only policy without which one cannot use the vehicle on road.

Getting a new insurance policy for your old bike is an easy task. Things you need are:

  • Earlier insurance copy
  • Registration certificate

There are two types of two wheeler insurance – Comprehensive Two Wheeler Insurance and Third Party Two Wheeler Insurance. Having a Third-Party Two Wheeler Insurance is mandatory by law. However, a Comprehensive Two Wheeler Insurance is more recommended.

Yes, it is. You are legally and financially liable to the third party if in case there is an accident. Point to remember; this does not take care of any injuries or damages to you and your bike.

The premium for Two Wheeler Insurance may vary for each policyholder. There are few factors that define the premium amount, like bike model and make, year of manufacture, engine capacity, geographic location, anti-theft device installation, and voluntarily deductible.

You may already know that the monetary value of your Two Wheeler reduces overtime. This eventually is a result of asset depreciation. Nevertheless, in Two Wheeler Insurance policy, you can combat the losses of depreciation by taking up a Nil-depreciation add-on cover along with your bike insurance. With a zero depreciation cover, you can be assured that the entire claim amount will be paid to you without deducting the depreciation sum.

If your motorcycle policy has expired, you can still renew the policy by making payment online. Your Inspection ID will be generated and post satisfactory inspection and recommendation by surveyor your policy will be issued.

Add-ons are additional covers that you can purchase to strengthen your Comprehensive Two wheeler Insurance policy. Add-ons usually cover risks that are not covered under a standard Comprehensive policy. Make sure to go for Add-ons that meet your requirements and enhance your insurance coverage.

You can contact SafeTree for the soft copy of the Insurance Policy. That soft copy is also a valid policy document.

You can avail discounts on your two wheeler insurance premium by:

  • Installing anti-theft devices certified by the Automotive Research Association of India
  • Opting for Voluntary Deductible
  • Keeping your No Claim Bonus intact

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