Declaration (Mandatory Declarations before submission of Proposer Data)
None of the Insured members fall in the category of Politically Exposed Persons (P.E.P.).
The following terms and conditions of use shall govern your use of the website www.safetree.in. These terms and conditions of use form the entirety of any express or implied contract that may or may be deemed to exist between us and you.
Cookies
Web browser cookies
Our Site uses “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, note that some parts of the Site may not function properly. How we use collected information
We may use personal information for the following purposes:
To improve customer service Information, you provide helps us respond to your customer service requests and support needs more efficiently.
To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
To improve our Site: We may use feedback you provide to improve our products and services
To process payments: We may use the information Users provide about themselves when buying a policy only to provide service for that policy. We do not share this information with outside parties except to the extent necessary to provide a great service.
To share some information (other than your personal information like your name, address, email address or telephone number) with third-party advertising companies and/or ad agencies to serve ads as appropriate.
To run a promotion, contest, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them.
To send periodic emails
We may use the email address to send User information and updates pertaining to their policies. It may also be used to respond to their inquiries, questions, and/or other requests.
If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
The User may set his/her/its browser to refuse cookies. If the User so chooses, the User may still gain access to most of the Website, but the User may not be able to conduct certain types of transactions (such as shopping) or take advantage of some of the interactive elements offered.
Modification of these terms of use
A2V Insurance Brokers Pvt Ltd. reserves the right to change the terms, conditions and notices under which the Sites are offered, including but not limited to the charges, if any, associated with the use of the Sites. It shall be the sole responsibility of the user to regularly review these terms and conditions. The user’s continued use of the Site shall constitute his/her/its acceptance of any such changes to this policy.
Termination/ Access restriction
A2V Insurance Brokers reserves the right, in its sole discretion, to terminate your access to any or all Sites and the related services or any part or portion thereof, at any time, without notice.
Materials provided by you
A2V Insurance Brokers Pvt Ltd. does not claim ownership of the materials you provide to A2V Insurance Brokers Pvt Ltd. (including registration data, feedback, suggestions etc) or post, upload, input or submit to any of the Sites or its associated services (“Submissions”). However by posting, uploading, inputting, providing or submitting your Submissions, you are granting A2V Insurance Brokers Pvt Ltd. and its group companies/affiliates the use of your submissions in connection with the operation of their businesses including publishing your name in connection with your Submissions. While A2V Insurance Brokers Pvt Ltd. agrees not to use or sell identifiable data contained in your Submissions, it shall have the exclusive right to use, transfer or otherwise deal with compiled data in any manner A2V Insurance Brokers Pvt Ltd. deems fit.
General
These Terms and Conditions of use are governed by the laws of India. You hereby consent to the exclusive jurisdiction of the Courts in Delhi, India for all disputes arising out of or relating to the use of the Sites. Settlement of disputes shall be through the process of Arbitration governed by The Arbitration and Conciliation Act, 1996 including any amendment thereof.
Terms and conditions of proposal form:
1. You are submitting this proposal (after having read, understood and accepted the brochure/ prospectus/ sales literature/ terms and conditions of the Policy as available on the Company’s website) and declare and confirm that all the statements made by you herein/ documents submitted, if any, are complete and accurate and you have complied with the need to disclose all the material facts for considering your proposal which shall be the basis of contract with the Company.
2. Receipt of proposal form by the Company shall not be construed as acceptance of proposal. You hereby agree that the insurance coverage under the policy will commence only on realization of full premium and on receipt of complete medical reports (wherever applicable) and subject to individual underwriting approval by the Company. The company at its sole discretion reserves the right to accept or reject or load any proposal without assigning any reason thereof.
3. You understand that the Policy shall become void at the Company’s option, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure of any material fact, in the proposal form/personal statement, declaration and connected documents or any material information having been withheld by you or anyone acting on your behalf.
4. You hereby declare that the lives proposed to be insured would submit to medical examinations by the nominated doctors of the Company or undergo diagnostic or other medical tests, as suggested by the Company for its underwriting.
5. You consent to and authorize the Company and /or any of its authorized representatives to seek medical information from any hospital/medical practitioner or any other related entity that you have attended or may attend in future concerning any disease or illness or injury.
6. You consent to provide a valid age proof and identity proof at the time of claims or any other time when required by the company.
7. You agree and undertake to convey to any change/alteration carried out in the risk proposed for insurance after submission of this proposal form.
8. You consent to receive information from the Company through hard copy documents and electronic or telecommunication mediums from time to time.
9. If at a later stage it is found that any of the members proposed for insurance is also covered under any other health insurance policy of the Company then the Company will have absolute right to cancel the policy issued later, ab-initio, without any liability under such cancelled policy. The Company may process the refund of entire premium of such cancelled policy/policies. However, The Company may deduct costs of medical tests, if any.
10. You understand and agree that by submitting this proposal, on behalf of the person to be insured, through the Company’s website we are bound by such statements/ disclosures of the material facts in the same manner and to the same extent as if we have signed and submitted a written proposal to the Company.
11. You authorize the Company to use and disclose any personal information collected or available with the Company (whether obtained in this proposal or otherwise) to underwriting companies, claims investigation companies/agencies/service providers/assistance companies/any statutory body and insurance/re-insurance companies for the purpose of processing this proposal form and providing subsequent services.
12. You authorize the Company to exchange, share or part with the information relating to my contact details and information with other Care Group companies as may be required and you will not hold the Company or any other group company of Care and their agents liable for use of this information.
13. I confirm that all premiums will be paid from bona fide sources and that the premium is being paid from my credit card /debit card/internet bank account; and I am in compliance with the Regulation 3(d) of the IRDA (Manner of Receipt of Premium) Regulations, 2002.
Terms & Conditions of Premium Quote Generation:
"A2V Insurance Brokers Pvt Ltd. & associate partners may contact you to assist you with website navigation of www.safetree.in and assist in proposal filling."
1. The premium calculated above is based on the data provided by you in the application form.
2. The above information must be read in conjunction with the sales brochure and policy document.
3. Tax Benefits would be available as per the prevailing Income Tax laws.
4. GST has been levied as per applicable Tax laws.
5. The general terms and conditions of the usage of this website also apply.
6. For any clarification, please feel free to write to us at customersupport@safetree.in
7. I authorize A2V Insurance Brokers Pvt Ltd. and associate partners to contact me via email or phone or SMS and record the conversation for training & Quality purpose.
Statutory Warning
Prohibition of Rebates
(Under Section 41 of Insurance Act 1938)
1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or properties, in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, expect such rebates as may be allowed in accordance with the published prospectuses or tables of the Insurer.
2. Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to 10 Lakh rupees.
