A2V INSURANCE BROKERS PVT. LTD.
PCOS, Thyroid or Career-focused. Different bodies, Different timelines. Whatever your story, be financially and medically prepared for your parenthood journey.
Every year of delay increases financial risk, emotional stress, and medical uncertainty. The data speaks clearly.
Polycystic ovary syndrome silently affects millions of Indian women in their 20s and early 30s often discovered only when trying to conceive.
A single IVF cycle in India costs ₹2–4 lakhs. Most couples require 2–3 cycles making the financial burden devastating without a plan.
Hypothyroidism and hyperthyroidism both affect fertility. Yet most women only discover thyroid-related infertility when trying to conceive.
Career goals and delayed marriages are pushing first pregnancies later. After 35, fertility declines significantly time is a real, biological factor.
Nearly 3 in 4 couples facing IVF have no financial plan leading to loans, delays, or abandoning treatment altogether mid-cycle.
Fertility conversations usually begin when there’s pressure. And by then, both time and options are already reduced.
The challenge is never fertility alone. It is always uncertainty + cost.
Most Indian families are not financially prepared for fertility treatment. The numbers are stark.
Covers 1 complete IVF cycle, including all key procedures, lab work, and embryo transfer at network hospitals.
Covers transfer of frozen embryos, improving your chances without repeating the full IVF cycle.
Includes two IUI attempts as an early-stage, less invasive fertility treatment option
Diagnostic and corrective procedures to address underlying fertility-related conditions.
Ongoing support with expert consultations, lifestyle guidance, and fertility-focused wellness programs.
Access Pan India IVF and fertility centres with cashless treatment.
Three simple steps your path to fertility confidence and financial peace of mind.
Enroll at ₹999/month or ₹9,598/year. Zero medical tests, zero complicated paperwork. Just start.
₹999/monthYour coverage builds quietly while you live your life, grow your career, and plan your family timeline on your terms.
Peace of mindIVF, IUI, diagnostics, and wellness support with our cashless partner clinics across India when you are ready.
Up to ₹2.5 LakhWherever you are in your fertility journey, this plan meets you there with zero judgement and full support.
Living with PCOS, PCOD, endometriosis, or thyroid issues? You may never need IVF. But having a financial safety net means you are always in control not blindsided when the time comes.
PCOS · PCOD · Thyroid · EndoDelaying motherhood for your career, education, or personal goals? Smart. Now make your fertility finances just as smart. Build your dream career while your fertility future stays protected.
Late Marriage · Career PlanningBefore investing ₹2–5 lakh on egg freezing with annual storage fees, stimulation injections, and emotional strain explore a smarter, comprehensive alternative at just ₹999/month.
Egg Freezing AlternativeStarting your journey together? Build financial clarity before fertility becomes urgent. A plan started today means zero panic tomorrow begin your parenthood journey with complete confidence and control.
Couples · Joint Family PlanningSee why the Platinum Care Plan is the smartest choice for future fertility planning in India today.
We are India's first insurance broker dedicated to fertility and reproductive health planning built by people who understand what this journey means.
Recognised by the Indian Fertility Society and ET Healthworld National Fertility Awards 2025. We know this space deeply.
Cashless access across India's top IVF centres and reproductive medicine hospitals. Your treatment, your city, our network.
Fully approved, compliant, and transparent. Your policy is backed by a regulated insurer no hidden clauses, no surprises.
Our trained fertility insurance advisors not generic call centres guide you through every step with empathy and expertise.
Enroll entirely online, receive your policy digitally, and access claims support 24×7 fertility care without paperwork fatigue.
Beyond coverage our plans include nutrition guidance, mental wellness support, and fertility coaching for your whole journey.
Expert articles, fertility tips, and real stories to help you stay informed and prepared on your journey.
पीसीओएस के लक्षण, कारण और सही प्लानिंग के आसान तरीके — हर महिला के लिए जरूरी जानकारी।
Understand PCOS, its symptoms, causes, and impact on fertility. Learn how to plan your future fertility with the right guidance.
थायराइड ग्रंथि की अतिसक्रियता आपकी फर्टिलिटी को कैसे प्रभावित करती है — जानें कारण, लक्षण और सही समाधान।
Irregular periods, weight gain, acne, and fertility concerns — know the most common PCOS symptoms before they catch you off guard.
It is the proactive choice to secure your reproductive options today, long before you're ready to conceive — ensuring that when the time is right, health hurdles or financial costs don't stand in your way.
Proactive awareness of conditions like PCOS or PCOD before they become urgent.
You decide when to start, not your biological clock.
Financial readiness for IVF or other treatments, guaranteed before you need it.
Diagnosed with PCOS, PCOD, or hormonal imbalances and want to manage them before they manage your options.
Have thyroid issues or irregular cycle conditions that quietly affect fertility long before conception is on your mind.
Choosing to delay pregnancy for your career or relationship, and want your biology to be ready whenever you are.
Have a family history of fertility challenges and want to stay financially and medically prepared.
Simply want clarity — no diagnosis, no crisis — just a woman who believes her reproductive health deserves serious attention.
Most people wait until they are ready to conceive to think about fertility. But fertility isn't a switch you can simply flip on — by the time many couples start, they face compounding hurdles.
Fertility doesn't pause for career or lifestyle goals. Its decline is silent and irreversible, accelerating after age 30.
Most plans have waiting periods. If you wait for a crisis to buy coverage, you'll likely face the full costs alone.
Trying to fix health issues while under pressure of wanting a baby immediately is physically and emotionally exhausting.
Designed specifically for future fertility planning — helping you stay financially prepared before you actually need treatment.
| Category | Feature | Details |
|---|---|---|
| Plan Overview | Plan Name | Future Fertility Insurance Plan |
| Plan Overview | Waiting Period | 3 Years |
| Plan Overview | Ideal For | Couples planning IVF in the future (3+ years) & young professionals preparing early |
| Plan Overview | Sum Insured | ₹2,50,000 |
| Fertility Coverage | IUI (Intrauterine Insemination) | Up to 2 cycles — ₹14,000 total |
| Fertility Coverage | IVF Cycle | Up to ₹1,50,000 |
| Fertility Coverage | Frozen Embryo Transfer (FET) | Up to ₹50,000 |
| Fertility Coverage | Laparoscopy / Hysteroscopy | Up to ₹25,000 |
| Fertility Coverage | General Health Coverage | Up to ₹11,000 |
| Co-payment | Applicable on all claims | 20% |
Mr. Shiva Vikas Kumar is a seasoned insurance professional with over 11+ years of experience in the insurance and insurtech space. He is a PhD Research Scholar in the field of Insurance, with a strong focus on designing innovative risk protection solutions. At SafeTree, he plays a key role in building specialised insurance products for IVF, surrogacy, and donor protection, working closely with clinics, insurers, and regulatory bodies to create compliant, patient-centric coverage solutions.
Securing your path today provides more than just medical coverage — it gives you the strategic advantage of time and financial stability.
Lock in comprehensive coverage now so that the high costs of IVF and specialised treatments are fully managed before you even need them.
Eliminate the emotional burnout of family planning by removing the panic of "what if" and replacing it with a structured, reliable roadmap.
Use the three-year window to make informed, calm decisions about your health and career, rather than rushing into medical choices under biological pressure.
Maintain total control over your reproductive timeline, ensuring that your life goals and parenthood goals can coexist without compromise.
Planning converts the anxiety of uncertainty into the confidence of control.
At SafeTree, we believe in being proactive rather than reactive. We don't just provide a policy — we provide a strategic roadmap.
We help you navigate the complexities of fertility health — from understanding PCOS and thyroid conditions to identifying the ideal biological windows for your unique timeline.
We offer specialised insurance solutions designed for the 3-year horizon, ensuring that when you're ready for IVF or other treatments, your financial foundation is fully matured.
From your first inquiry to the moment you decide to conceive, we provide expert resources and professional support needed to move forward with absolute confidence.
Expert consultations, smart health tracking, lifestyle programmes, and discounted consultations and diagnostics — we support your whole journey.
