ART Archives - Safetree

We will contact you as soon as possible, please fill in your details!

Blogs & Resources

1 year ago · by · 0 comments

Impact of infertility on the emotional well-being of the couple

Emotional health is greatly impacted by infertility, which frequently causes both individuals and couples to exhibit complicated emotional expressions. Feelings of inadequacy, frustration, and loss are just a few of the challenging emotions that can accompany the infertile journey. These emotions can get worse due to social pressure to get pregnant, which can cause a great deal of distress and loneliness.

Depression and anxiety are common emotional side effects of infertility. Continuous stress may be exacerbated by the unpredictability and repetition of reproductive procedures. Every failed attempt at conception can cause discouragement and despair, which can have an impact on relationships and mental health.

Navigating the emotional, financial, and physical demands of infertility treatments can cause stress in a couple’s relationship. Problems with self-esteem and a changed sense of self can result from the infertility struggle. These emotional difficulties may manifest differently for men and women, frequently as a result of individual coping strategies and cultural expectations.

Here are some strategies for handling and navigating through these challenging feelings during such a delicate moment:

  • To support one another on this journey, they should communicate their sentiments and maintain the connection as open as possible.
  • Making an effort to improve the connection and establish equilibrium. Setting aside time to engage in activities that foster resilience and lower stress levels
  • To receive the right enrichment, adopt a healthy lifestyle and eat balanced food.
  • Engaging in outdoor activities and taking personal time, both individually and as a pair.
  •  Establishing a safe environment to help you understand and manage these complicated emotions can be achieved by joining support groups and getting counselling.
  • Last but not least, take your time, consider all of your possibilities, and keep a realistic and upbeat attitude about life.

Talk to our expert. 

Mr Shiva Vikas Kumar – Oocyte & Surrogacy Insurance Specialist
He is a seasoned insurance professional with over 11 years of experience in the insurance and insurtech space. He is a PhD research scholar in the field of insurance, with a strong focus on designing innovative risk protection solutions. At SafeTree, he plays a key role in building specialised insurance products for IVF, surrogacy, and donor protection, working closely with clinics, insurers, and regulatory bodies to create compliant, patient-centric coverage solutions. He can be contacted at vikas.kumar@safetree.in and +91-9210044039.

Nearly two out of three couples seeking or undergoing infertility therapy reported that infertility had an emotional impact on them.

Many medical practitioners stress that in order to meet the full requirements of impacted people and couples, psychological support is just as important as medical therapy for infertility.

The first comprehensive and holistic health insurance plan in India was launched by Safetree. It covers infertility treatments and offers expert advice to help couples in the aforementioned circumstances.

3 years ago · by · 0 comments
Eggsurance: IVF Donor Insurance

Eggsurance: The Importance of Insurance For Female Donors In IVF

Insurance providers may offer coverage for female donors in ART procedures, such as IVF, for several reasons. The egg donation process can be invasive, requiring medical treatment and monitoring, which can be expensive. Furthermore, there are risks associated with egg donation, such as ovarian hyperstimulation syndrome (OHSS), which can also be costly to treat.

Providing coverage for female donors can reduce the financial burden and make the process more accessible. Insurance providers consider egg donation as a medical expense and an important aspect of the IVF process, which helps couples and individuals struggling with infertility have a biological child. Hence, insurance providers may cover egg donation to make the process more accessible and financially manageable.

Providing insurance coverage for female donors in ART procedures can ensure their safety in several ways.

It covers the cost of medical treatment or monitoring required during the egg donation process, such as blood tests, ultrasound, and necessary medications, ensuring appropriate care and treatment. Insurance coverage also includes potential complications during the egg donation process, such as OHSS, to ensure donors receive necessary medical treatment and minimise complications’ impact on the donor’s health.

       1. Insurance coverage reduces financial burden and stress for egg donors         in ART procedures:

  • The egg donation process can be invasive and expensive, requiring medical treatment and monitoring.
  • Insurance coverage for female donors can make the process more accessible by reducing the financial burden.
  • This enables donors to focus on the medical aspects of the process and reduce stress and anxiety.

    2.  Coverage may include psychological counselling to help donors cope with emotional and psychological aspects:

  • Egg donation can have emotional and psychological impacts on donors.
  • Insurance coverage may provide psychological counselling before, during, and after the donation process to help donors cope with these aspects.
  • This can improve the overall experience for donors and potentially lead to better outcomes.

    3. Insurance coverage improves accessibility, protects donors, and identifies potential risks or complications:

  • Providing insurance coverage for female donors in ART procedures makes the process more accessible and financially manageable.
  • Insurance coverage ensures appropriate medical treatment or monitoring during the egg donation process, minimising risks and complications like OHSS.
  • This protects and takes care of the donor throughout the process and identifies potential risks or complications in a timely manner, leading to better outcomes.
3 years ago · by · 0 comments
Rules for ART clinics and banks

Protecting The Health And Safety Of The Donors With The Donor Protection Act

The fertility service sector in India is booming with an estimated 27 million infertile couples. The sector is worth thousands of crores. News reports have raised legal concerns over custody of children born to couples from abroad. Deaths of egg donors and ethical issues have also emerged. Parliament passed the Assisted Reproductive Technology (Regulation) Bill 2021 and the Surrogacy (Regulation) Bill 2020.

Assisted Reproductive Technology (ART) Act

The Parliament passed the ART Act and Surrogacy Act in December 2021, and the law came into force in January 2022.

What is ART?

ART techniques involve manipulating sperm or egg cells outside the human body and transferring the resulting embryo into a woman’s reproductive tract. These techniques include in vitro fertilisation (IVF), sperm donation, and gestational surrogacy, where a surrogate carries a child not biologically related to her.

Rules for ART clinics & banks

Every ART clinic and bank must register and maintain their details in a central database, as required by the National ART & Surrogacy Department of India. The registration is valid for five years, renewable for another five years, and can be cancelled or suspended if the institution violates the Act’s provisions. ART clinics are also prohibited from providing a child of predetermined sex, and they must conduct genetic disease checks before implanting an embryo into a woman’s reproductive tract.

Conditions for sperm donation & ART services

According to the Act, a registered ART bank can collect, screen, and store sperm from men aged 21-55 years and store eggs from women aged 23-35 years. However, there are limitations, such as the Act only permits a woman to donate seven eggs once in her life, and the bank cannot supply the semen of one donor to more than one couple. In addition, both the donor and the couple seeking the ART procedures must provide written informed consent. The couple must also provide health and life insurance coverage for the female donor.

  • The prohibition of advertising or offering a sex-selective ART procedure carries a punishment of imprisonment ranging from 5 to 10 years or a fine of Rs 10 to Rs 25 lakhs.
  • The child born through ART is considered the biological child of the couple and is entitled to all rights.
  • The donor is not entitled to any parental rights over the child.

Regulation of ART processes

The Surrogacy Act expects the National and State Boards to regulate Assisted Reproductive Technology (ART) services. These boards are responsible for advising the government on policy, reviewing and monitoring the implementation of the law, and formulating a code of conduct for all ART clinics and banks.

Offences

The Act considers abandoning or exploiting children born through the ART process, the sale, purchase, or trade of the embryos, and exploiting the couple or donor in any form as offences. The first-time offenders may attract a fine of Rs 5 to 10 lakhs. Subsequent offences are punishable with imprisonment for 8 to 12 years and a fine of Rs 10 to 20 lakhs. These regulations will enhance and regulate the delivery of infertility services in India.