Safetree, Author at Safetree - Page 2 of 5

We will contact you as soon as possible, please fill in your details!

Blogs & Resources

1 year ago · by · 0 comments
Impact of ART Act 2021 on Oocyte Donors

Survey Report – Impact of the Assisted Reproductive Technology (Regulations) Act 2021 on Oocyte Donors.

Oocyte (egg) donation in India is a key aspect of Assisted Reproductive Technologies (ART) and is regulated under the Assisted Reproductive Technology (Regulation) Act, 2021.

Oocyte donors play a critical role in helping individuals and couples facing infertility challenges.

SafeTree, a leading provider of donor insurance, conducted a survey to evaluate the impact of the Assisted Reproductive Technology (Regulations) Act 2021 on the usage of oocyte donors in India.

The aim was to gather insights from IVF specialists and ART banks with respect to changes in donor availability, client confidence, and the overall process post-implementation of the new regulations.

The survey reveals a mixed impact of the new ART regulations on the usage of oocyte donors. The respondents noticed a substantial increase in donor confidence and protection. A few respondents raised some concerns regarding the availability of donors.

Most IVF specialists are optimistic about the future of donor participation, provided certain regulatory adjustments and process improvements are made. Initiatives to increase awareness in the society regarding the process of oocyte stimulation and retrieval can be explored across the country.

We would like to thank all respondents who took part in our survey by sharing valuable insights, and it is our belief that if all stakeholders in the fertility ecosystem work cohesively, there will be increased transparency and accountability, which in effect will be a boon for millions of couples facing fertility challenges in the country.

Every donor’s life is precious, and it is our responsibility to provide adequate protection to each donor.

The potential for oocyte donors in India is significant due to a combination of demographic and socio-economic factors. The following is an overview of the Oocyte donor market in India –

Growing Demand for Oocyte Donation

Infertility rates are on the rise due to

  • Lifestyle changes, delayed pregnancies, and health conditions have contributed to increased infertility rates in India.
  • According to estimates, around 15% – 20% of couples in India face infertility issues, fuelling demand for advanced fertility solutions like egg donation.
  • The gross fertility rate in India has decreased by almost 20% in the last decade in India.
  • The human sperm count has fallen by over 50% over the last 50 years, as per a study published in the Human Reproductive Update journal.

Boom in Assisted Reproductive Technology (ART)

  • India has a thriving fertility industry, with over 2,000 ART clinics.
  • The rising use of in vitro fertilisation (IVF) has expanded the need for donor eggs, particularly for women with poor egg quality or early ovarian failure.

Large, Diverse Population Pool for Oocyte Donors

  • Young Population – India has a vast pool of women in the reproductive age group (23y-35y), which aligns with the eligibility criteria for egg donation.
  • Diverse Genetic Profiles – India’s diversity in ethnic and genetic backgrounds is a unique advantage for couples seeking donors that match specific characteristics.
  • Awareness and Education – Education initiatives within society to increase awareness regarding the process of oocyte stimulation and retrieval can be explored.

Awareness Gaps and Addressable Market

  • Low Awareness Levels – Many women remain unaware of the opportunity to become egg donors or the medical safety measures involved.
  • Addressable Market – Raising awareness among urban and semi-urban populations could unlock a substantial potential donor base.

Policy and Ethical Safeguards

  • Regulated Industry – The ART Regulation Act, 2021, ensures ethical practices and protects the health and rights of donors, making the process safer and more transparent.
  • Insurance Opportunities – Oocyte donor insurance has enhanced confidence among donors, assuring them of financial and medical coverage.

Challenges to Overcome

  • Social Stigma – Cultural and societal perceptions about fertility and reproduction can deter some women from participating.
  • Medical Concerns – Ensuring proper care and minimising risks like Ovarian Hyperstimulation Syndrome (OHSS) is critical to encouraging donor participation.
  • Accessibility – Clinics and organisations need to make egg donation accessible in Tier 2 and Tier 3 cities, where awareness and penetration remain low.

Market Potential

It is estimated that India has 300-500 lakh couples with fertility challenges and 2-3 lakh IVF cycles conducted annually. Given the rising infertility rates and growing ART adoption, the market for oocyte donors is expected to grow substantially.

The following are key findings of the survey conducted to understand the impact of the Assisted Reproductive Technology (Regulations) Act 2021 on the usage of Oocyte donors in India –

Client Confidence

Increased Confidence – A significant majority (57%) of respondents indicated that client confidence in the system has increased post-implementation of the new ART regulations.

Donor Availability

Decreased Availability – Many respondents noted that donor availability has gone down since the implementation of new regulations.

Donor Protection

Better Protection – A common piece of positive feedback was that donors now have better protection due to the new regulations.

Usage of Oocyte Donors

Mixed Experiences – 

  • 37% of respondents reported a decrease in the usage of oocyte donors.
  • The remaining 63% reported an increase or no significant change in usage of oocyte donors.

Future Donor Participation

  • Will Increase – The majority (66%) of respondents believe that oocyte donor participation will increase in the coming times.
  • Will Decrease – A smaller percentage (29%) of respondents believe oocyte donor participation will decrease.

Insurance Coverage

  • Health and Life Insurance – Over 60% of respondents ensure both health and life insurance for their oocyte donors.
  • Health Insurance Only – A few specialists provide only health insurance.

Sourcing of Oocyte Donors

  • ART Banks – The majority source their oocyte donors from ART banks.
  • Direct Sourcing – Some specialists source donors directly.

 

Survey Recommendations

  • Enhance Donor Availability – Explore opportunities to increase donor availability.
  • Implement Verification Tools – Develop tools for verifying donor identity to prevent multiple donations.
  • Regulatory Adjustments – To review the current regulatory framework to ensure a balance between donor protection and availability.
  • Mandatory Insurance for Donors – To ensure compliance of health and life insurance for oocyte donors, awareness sessions should be conducted.

 

Q – What percentage of couples consider an Oocyte Donor

Key Takeaways

As per 50% of the respondents, nearly 1 in 5 couples consider an Oocyte donor

 

 

Q – What has been your experience regarding utilization of Oocyte Donors post ART regulations

Key Takeaways

Nearly 40% of the respondents have experienced an increase in Oocyte donors post implementation of ART regulations. This is expected given the drop in fertility rates.

 

 

Q – I believe Oocyte Donor participation in coming times will

Key Takeaways

Nearly 2/3 of the respondents believe there will be increased participation of Oocyte donors in the years to come.

 

 

 

Q – We ensure following insurance cover for our Oocyte Donors

Key Takeaways

Regulations require that Ooctye donors to have Health and Life insurance coverage.

However, 40% of donors are not provided with life insurance. Need to increase awareness regarding compliance requirements.

 

 

Q – We source Oocyte Donors from

Key Takeaways

86% of respondents rely on ART Banks for Oocyte donors.

 

Q – From your perspective what is your assessment post implementation of new ART regulations (Multiple options selected)

Key Takeaways

2/3 for respondents believe Oocyte donors have better insurance protection now.

57% have increased confidence in the system post new guidelines.

50% respondents have experienced a drop in donor availability.

 

 

 

1 year ago · by · 0 comments

SafeTree introduces a unique Tour-Operators Liability Insurance Plan for IATO Members.

Lawmakers are enacting laws to safeguard consumers worldwide, and liabilities against service providers are rising. The tourism sector is no exception, and tour operators face an increasing number of possible domestic and international service claims.

When it comes to package travel and travel arrangements, European tour operators adhere to the European Package Travel Directive, 2018, and other legislative directives that safeguard travellers’ rights. Refunds, liability, cancellation, and repatriation are some of these rights.

The burden of compliance for tour operators worldwide has increased as a result of these rules. Additionally, in order to prevent major company disruption and possible financial losses, tour operators must complete protection to manage defence expenses and settlements due to today’s customer-friendly verdicts and increasingly demanding customers.

In order to safeguard Indian tour operators, SafeTree and the Indian Association of Tour Operators have created a comprehensive liability insurance plan that offers IATO members the best possible protection at a fair price. The top private general insurance provider in India has underwritten this plan.

“This product proposition has been developed by a specialist team from the insurance and travel industry,” stated Mr Rajiv Mehra, President of the Indian Association of Tour Operators (IATO), at the proposal’s unveiling. Our members have requested this kind of security, and we appreciate SafeTree for creating a complete insurance plan as the Indian tourism sector really needs it.

The purpose of the Tour Operator’s Liability Insurance Plan is to shield tour operators from monetary losses brought on by lawsuits brought against them for property damage, adventurous activities, bodily injury, or other liabilities deriving from their business. This kind of insurance usually covers a variety of risks related to planning and running tours, including transportation-related mishaps, injuries or property damage sustained during tour-related activities, and possible legal costs spent in the event of a claim.

The CEO of SafeTree, Mr. Vikas Anand, emphasised that the company has designed this offering to offer complete security regardless of the size and scope of the business since we recognise the special requirements of Indian tour operators, who operate in a complicated and dynamic market.

The following are covered by a tour operator’s liability insurance plan:

1. Mistakes and Exclusions: Protects the tour operator from claims of professional service negligence that could cause harm or loss to the customer.

2. General Liability: Provides protection from lawsuits or claims for property or bodily harm.

3. The rental car’s non-owner liability: Protection against claims of property damage or bodily injury resulting from surface transport movements within or between states.

4. Legal Defence: The cost of employing solicitors.

5. Medical emergencies: Pays for the client’s immediate medical first aid costs.

6. Boat and animal rides are included.

7. Adventure Activities: Motorcycling, hiking, trekking, river rafting, motorcycling, and jungle safari.

 

According to Mr. Bawa Mohit Singh, Head of Marketing & Corporate Communications, our proposal meets the demands of tour operators, who must have liability insurance coverage in place due to the ever-changing regulatory landscape. To handle all servicing and claims needs, we have a skilled staff.

Visit Buy Tour-Operator Liability Insurance in India | SafeTree to learn more about the Tour-Operators Liability Insurance Plan. You can also send emails to Mr. Akarshit Sonkar at akarshit@safetree.in and Mr. Bawa Mohit Singh at bawamohit.singh@safetree.in to continue the conversation.

SafeTree | IATO Indian Association of Tour Operators