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4 years ago · by · 0 comments

Term vs Whole Life Insurance Policy

Life Insurance is a way to safeguard your future. From helping pay off debts to ensuring that you have a comfortable life in the future or when you old, there are plenty of buying a Life Insurance Policy from a credible insurance company.

There are two types of life insurance that you can buy – Whole life insurance and Term Life insurance. While the Whole Life Insurance Policy covers you for your life; the term life insurance covers you for a fixed-term period. Undoubtedly, the former has a higher and long-term premium; while the latter is much cheaper and the premium needs to be paid for a specific period.

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4 years ago · by · 0 comments

Want to go for a Vacation-Here are the top 10 Reasons Why You Should Have Travel Insurance

Going on a vacation is a great way to reconnect with life, friends, and family. It is also the ideal way to go on an experiential soul-searching journey with your own self. Undeniably, everyone wants the journey to be flawless, without any hiccups, hassles, or troubles. However, there are times when unforeseen circumstances come calling and knocking on the door that leaves you all hassled up. A major part of the hassle can be well addressed by taking travel insurance. What has been generally seen is that vacationers usually ignore the aspect of taking travel insurance thinking that it is a waste of money or not worth the money being charged.

Let us see what travel insurance is and what are the ten top reasons to have travel insurance with you when travelling?

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4 years ago · by · 0 comments

Top Factors That Decide the Premium of Property Insurance

Property insurance is a big fall-back option because such insurance policies cover the property from natural and manmade disasters. It is a source of peace of mind for the property owner because disasters and calamities can visit anytime and besides causing risks to life, properties are impacted by such events too.

Natural calamities like floods, earthquakes, tsunamis, storms, and infestation are covered; while for man-made events, factors like terrorism; theft and burglary, fire, and accidents are covered.

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4 years ago · by · 0 comments

Petrol versus Diesel: How Car Fuel Affects your Car Insurance Premium?

The car fuel plays a significant role in determining the price of the car – price is one of the major factors that buyers prefer one car type over the other. While the diesel variant was targeted at commercial users like trucks and min vans till about a few years back, today, automobile makers come out with both variants of the car except for few low-end models like Alto and Kwid because there is rising interest in diesel passenger cars. There are obvious pros and cons with each type which one needs to evaluate well before making a purchase.

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4 years ago · by · 0 comments

Points to consider before buying Long-term Comprehensive Car Insurance Policy

Owning a car is a dream-come-true for most of us. With easy-to-get car loans, it is no longer difficult getting the four-wheeler of your choice, home. After the initial year of car ownership, you need to make sure that you renew your car insurance. It is one of the mandatory documents required when your car is on the road. We all understand why insurance is essential – because it is the best way to save your vehicle from unexpected accidents, theft, or even calamities.

Car insurance in India is required to be purchased from a third-party insurance provider. As a car owner, you have the choice to buy a one-year car insurance policy, as well as, long-term comprehensive car insurance policy.

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4 years ago · by · 0 comments

Health Insurance for Senior Citizen during the Coronavirus Pandemic

Health is of the most vital factors that need to be taken care of, irrespective of whether we are young or old. However, as one grows older, health does come to occupy the primary focus; which is why it is so important to have health insurance to keep you protected during medical emergencies.

The essence of a medical health insurance policy during the COVID-19 has been realized like never before, especially for aged people. Let us see why it has become essential, like never before, for senior citizens to get themselves medically insured.

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4 years ago · by · 0 comments

Health Calculator: Decide the health insurance needs based on various factors

The urban lifestyle has led to changes in food and sleep habits, reduced physical activity, and other unhealthy practices. This unhealthy lifestyle has increased the possibility of suffering from different health issues like diabetes, heart diseases, blood pressure problems, etc. Regular check-ups, medications, treatments, and surgeries for such diseases can definitely burn a hole in your pocket. The only way to manage hospital expenses is by getting covered under an adequate health insurance plan. A health insurance plan offers coverage against the ambulance, medication, regular check-up, pre and post hospitalization expenses up to the amount of sum assured.

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4 years ago · by · 0 comments

How Safetree Helps Financially during a World Pandemic Situation

The outbreak of the coronavirus pandemic has resulted in a world economic crisis, a rise in unemployment, exhaustion of medical resources, etc. The pandemic has taken its toll on people all over the world. With a 25% reduction in the overall GDP and the industrial sector is down by 54%.  The severe impact of Coronavirus has put people in financial and emotional stress. Lack of income and the increasing threat of Coronavirus has made lives difficult. In such a situation, finding an alternate source of income has become obligatory.

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4 years ago · by · 0 comments

Importance of Having a Home Insurance Policy in India

Home is a priceless asset involving lifetime savings, aspirations, and efforts. Along with providing security and protection, your home houses the valuables of your life, such as jewelry, expensive gadgets, devices, antique items, and a lot more. Considering the climatic changes, environmental destruction, and possibilities of man-made vandalism, you have to agree that home can be shattered anytime.

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4 years ago · by · 0 comments

Travel Insurance and Coronavirus: All You Need To Know About Covid-19

The corona virus pandemic is taking its toll on people all over the world. Day by day the corona virus is spreading rapidly causing thousands of deaths. While most countries are battling against the pandemic, a few countries have declared themselves free of corona virus and are now open for tourists. However, all the countries in the world are still taking stringent measures to cease the spread of the virus.

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