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2 years ago · by · 0 comments

How to become a successful insurance agent

Today you can become an Insurance POS (point of sales) agent online, from the comfort of your own home. To dream of becoming a highly successful POS insurance agent is a realistic goal and dream. Here is some very important information related to the tricks of the trade of insurance, to help you become a successful Pos Insurance Agent. If you are an existing insurance agent or someone who is thinking about becoming one, you will require some information to help you out.

The real secrets/tricks that make any insurance POS agent successful start from self-skills and proceed outward toward product knowledge and more. Every existing insurance agent has the product knowledge of the insurance products that he/she is dealing with.

If you’re an insurance agent or are planning to become one, then you naturally would like to ensure that you are successful and do well. This is possible and we have shared information which will help you achieve that success.
To accomplish all the life’s objectives that you have from your career you will need to learn and follow a few essential strategies, which are as follows;

Personality of a successful POS insurance agent;

For you to be a successful POS insurance agent a certain mindset is required, and if you possess this mindset then you will be highly successful. A successful POS agent is a dedicated and driven person, which means that to be a successful insurance agent, a person needs to be dedicated to his field.

Understanding that success is not an accident and there are no shortcuts to becoming a champion. No one on earth becomes successful accidently, ever. Success in life is a prize for those who decide/choose that success and those who as a result make the effort required to change their own living standards to a better/higher standard of living.

User experience;

The future of the global economy and this world is user experience. Whenever a service provider is dealing with any client, the ‘user experience’ that that client has with the service provider will determine future business. This is a very important key to your success, and needs to be a priority to achieve success.

Post sales service;

Once a consumer or user has purchased a service or a product, they do require post-sales support. If an insurance agent does not provide the customer that essential support then the insurance agent will lose his/her customers to a better insurance agent who does provide excellent customer support.

Relationship building with consumer;

When we speak of relationship building, it means that the consumer should have access to open lines of communication with you via mail and phone etc, that your client receives the information in a timely manner whenever he/she requires information related to his/her policy etc, and it means that you the agent at times will need to go that extra mile to really retain your clients.

Relationship building with a client does not include socializing with a client, it simply means being an excellent POS insurance agent for the client. Meeting all your clients requirements in a professional, timely and courteous manner always. Consistency matters, and the level of customer service should never go down, or you risk losing your existing clients.

Competition;

It is important to realize that in every field of life there is competition which is true for the insurance industry as well. All lucrative fields in life have stiff competition, and to be successful one needs to dedicate themselves seriously. The champions of the insurance industry are those insurance POS agents who dominate the field, and this is because they have essentials skills that they have mastered very well.
Drive to succeed;

This is one of the most important points that you must spend some time thinking about deeply. The drive to succeed comes only when an individual acknowledges the ground realities that make up their own life. Insurance products provide a cushioning against such harsh ground realities of life and this world.
Understanding the ground realities of one’s own life causes one to formulate clear and realistic goals. The drive to succeed is a purely personal choice, and no one can stop anyone from achieving the success they desire if they have chosen to do so.

Referral business;

Referral business comes with good ‘user experience’. In the near future the concept of ‘user experience’ will determine the way business is done. When your client receives professional assistance and finds the interaction with his/her insurance agent satisfactory, your client will then automatically refer people from their ‘inner circle’ to you.

The important point to remember here is that treating a ‘referral client’ well, shows that you have respect for your client who has referred a friend/family to you. It is important to treat the referred person with equal respect that you give your original client. This will result in a rapidly expanding network of fresh clients.

Retaining clients;

Every POS agent needs to remember that retaining your clients is a matter of extreme importance. Your existing clients are the people who will refer fresh business to you. The more existing clients you accumulate, and good quality service as a POS agent will result in an ever expanding network of existing clients.

We at Safetree hope that you found this information helpful, and if you would like further information or assistance on how to be a better insurance agent, you can reach us via our contact page. We will be happy to provide you with further information, and even assist you with expanding your customer network! You can reach us directly at our number 1-800-572-6647, our professional and qualified staff will assist you immediately. Alternatively you can reach us via email and we will respond to your queries within 24 working hours.

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2 years ago · by · 0 comments

How to really generate more clients in 2022

“A great career for POS insurance agents”

This article provides you with real information, and not just a good read. We hope you will find this information useful, implement it and make more clients in 2022. There are real reasons why you get clients and reasons why some do not, and we will tell you those reasons here.

As a POSP insurance agent, you need to realize that friendly relationships with your clients is not enough to generate fresh business. You really need to really gain your clients trust, and when someone really trusts you, then they will refer those people who they care about to you. When your clients speak about you they should say ‘yes, that’s a good person, reliable and trustworthy’.

How to gain your clients trust as an insurance agent;

To gain the trust of any human being, as an insurance agent or as a friend or in any capacity, can only be done genuinely. So let us say that you make some investments of your clients money, you are aware of how much you love your money, and don’t want to lose it. Similarly, you should also realize that your clients love their money and don’t want to lose it.

Whatever you promise your client at the time of giving them any policy or investment option, you need to be sure that you “do not exaggerate”. Stick to the facts, make the risks clearly known, advise your client with the truth while he/she is making their investment decisions, and do not influence them for your own benefit.

When the client sees later on that you were speaking and promising him/her the truth, his/her opinion of you will become very good. This is a simple and real example of how to gain the trust of your client, by telling them the real truth, and advising them regarding their situation with information that will be good for them, and not beneficial for you.

When they (your clients) see that you are doing what is good for them and not for yourself, they will later start giving you their own personal contacts. This takes time and you need to be patient, and it is the only successful method of establishing your credibility strongly in the market. You are aware that the market is very competitive, and that is true for insurance agents also.

Long term v/s short term strategy to sell insurance;

There are some POSP insurance agents who sell with short term objectives when and where possible. Additionally, they then attempt to convert their short term strategy into a long term game plan, and this does not work well. On the other side, there are some insurance agents or POSP agents who have spent a little time delivering profits and good investments to their clients.

These insurance agents are aware that their “goodwill and credibility” in the market earn them money and the work for generating more goodwill and trust of their clients. As a result, their list of clients grows a lot, they do not need to work much convincing clients to buy any insurance plan, because their clients have already heard positive things about you and already trust you.

Conclusion;

This article shared with you some real information about how to become a successful insurance POS agent online and be good at it. If you want more information on how to generate more clients and sales as an insurance agent, you can contact us, and our professional team will guide you on how you can access our Safetree training for POS insurance agents that we have.

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2 years ago · by · 0 comments

The benefits of becoming a POS agent

A POS agent is the most important link in the insurance industry or business, between the insurance provider and the client. A POS agent is tasked with bringing clients or customers to the insurance provider (which ever insurance provider that may be). A large chunk of the overall insurance industry depends on the efforts and clients generated via POS agents, and the industry simply wouldn’t be able to function effectively without good POS agents. As a result there is always a demand for good POS agents.

What is a POS insurance agent?

POS stands for Point of Sales agent. While that may not appear to be the most glamorous industry title, it is a serious job and career for many POS agents. Typically, POS insurance brokers are able to provide you with insurance over various verticals including, life, health, vehicle, property, business and more.

Some people have a natural personality type which enables them to be highly successful POS agent. To know more about if you have the right personality type to be a highly successful Insurance POS agent click here 1. With the right “simple” skills the job becomes exceptionally easy resulting in a very comfortable career and income.

Can you be a POS agent?

Anyone with a basic education and the correct skill set can be a successful POS agent, realistically speaking. To be good at the job all one needs is to master a few basic skills, which are easily learnable. The thought of sales or selling intimidates many people instantly, leading to a belief system that it is beyond them. However, the reality is that learning a few basic skills changes the entire situation and makes for an easy task.

The very first question that you need to ask yourself is are you willing to achieve what you desire in life? All you really need to do is decide with a ‘yes’ or a ‘no’. If ‘yes’ is what you are considering, then click here2 for more information related to the steps enabling you that success. The definition of success varies from person to person as well, however being a successful POS insurance agent can provide a person with an excellent income and quality of life thereafter.

One major truth about sales and selling skills for you, some of the richest persons on Earth are excellent at sales and selling. Most highly paid employees are excellent at selling their services to employers. The market reality says that people who are geniuses at sales are highly in demand and sought after eagerly by major employers and business partners.

Why become a POS agent?

There are many personal reasons why individuals choose to be a POS agents, and most of them boil down to opportunity and need. The basic goals that people have for their lives are by-in-large similar related to life and career. POS Insurance brokers are able to meet those requirements of their lives by being POS insurance brokers, and are therefore dedicated to their chosen career field.

The chosen field you choose to work in determines the degree of financial stability that you will have in your life. Typically, experienced and successful POS agents do not need to worry about sudden changes in the market situation as much as people whose income depends on daily traffic. Insurance of all kinds are a major part of the mainstream financial system of the world. Keeping facts such as this in mind, it makes sense to become a POS agent for those who are concerned about the economic situation and financial stability.

The situation now after the spread of the Covid19 pandemic has demonstrated to the entire world how instability can affect their incomes and lives drastically. Becoming a successful POS agent provides you with a far greater degree of financial security than many other professions.

Conclusion;

Some useful information related to becoming an insurance agent or POS agent has been mentioned on this page for you. More information related to any aspect of becoming a POS insurance agent you can reach us via our contact page. Alternatively, you can reach us via our direct contact number 1-800-572-6647 and our dedicated and professional staff will assist you personally.

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2 years ago · by · 0 comments

Why every POS insurance agent needs to focus on user experience

With business going online to a greater degree in 2022, the need to focus on user experience for insurance POS agent is important. User experience basically means ‘customer satisfaction’ and ‘positive customer feedback’. This is very important for every POS agent to focus on because the internet is now not a basic search engine machine anymore. In 2022 the internet is now alive, and intelligent with AI (artificial intelligence) being launched live.

The impact of AI on global business will be that it does a far more effective and efficient job of categorizing information online. This information includes customer ratings related to every service provided online. As a POS insurance agent you will want to ensure that the services you provide your customers is focused on a good customer experience, resulting in good feedback.

Why positive customer ratings is very important;

Google and other search engines will gradually provide information to users which is best for users. This is because Google is also a service provider, just like you. As a service provider they want to ensure that they give their user’s a very good user experience. When you become an insurance agent you are also a service provider, and therefore user experience becomes important for good ratings online.

One of the more important reasons for POSP agent for insurance to focus on a very good user experience is also because your customers will refer their inner circles friends and family to you. This is in fact the best method of acquiring new clients without doing much marketing. The most successful POSP insurance agent is one who relies on referral clients.

There is a correct way to get referral clients and that is via gaining the genuine trust of the client. There are many service industry professionals who do not focus on their clients trust and simply ask for referrals. To gain the genuine trust of your client, you need to provide them with all the information they want and need genuinely and honestly. One does not need to be the personal friend of a client to gain their trust, a POS insurance agent just needs to provide the information their client wants always.

More clients for POS insurance agents in 2022

There are many ways to get clients, however the best method as we discussed above is via the customers referrals. The genuine referrals of customers only comes when your customer develops genuine trust in you as a good insurance agent. Then they will give you all their references without you asking also. In this way when all your clients trust you, their friends and family will also trust you.

For more clients, you need to always ensure that you do not break that hard earned trust and you will keep receiving more referrals. This is the best method for any POS agent to get unlimited clients in 2022. You can become POS insurance agent online by simply filling up the form available on our website.

For more information related to become insurance POS agent or gaining new clients and growing your income you can reach us directly via our contact page. Our customer service assistants will be happy to provide you with all the information that you require ASAP, and also information related to best practices and more to help you grow and succeed.

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2 years ago · by · 0 comments

What are the income prospects of insurance agents in India 2022

The income prospects of an insurance POS agent in 2022 in India are good and very positive. While some industries may be facing volatility mostly due to the pandemic changes, insurance is not one of them. Even though there are changes in the economy, as we are now in times of change and transition or an evolution, there are some foundational services that will remain constant.

The income prospects for a POS insurance agent are unlimited even in 2022, as there is typically no cap on the amount an insurance agent can earn. The real skills, knowledge and methods that a POS agent requires to be a successful insurance agent are taught to you by Safe Tree. This training ensures that you do not struggle with making clients, and expanding your client network unlimitedly.

How to become an insurance POS agent in 2022?

You can become insurance POS agent online, the formalities are simple and our customer service professionals will assist you with the registration process etc. You do not need to be specifically qualified to become insurance agent. This is a very good thing as those who do not have the best education, however have a burning desire to change their lives, or provide a better life for their family can do so.

What really determines an insurance agents success, is the skill level they demonstrate in their craft overall. This skill level we will share with you, real best practices and skills that will result in expanding networks and sales and finally more income for you. For specific information and assistance related to insurance marketing and selling methods click here.

For any fresh POSP agent for insurance the income prospects are completely dependent on their ability to attract fresh clients. We at Safetree stick to genuinely tested information and proven methods of gaining fresh clients. We share this information with all who become insurance POS agent, because your growth and success is related to our success and growth.

Income prospects in 2022 for POS insurance agents;

This topic gains a lot of interest for the reason that income is very important for everyone. While we can explain to you how important the insurance sector is, we are sure that you have a fair idea about that. Insurance is important, and that is a well known fact around the world. However, what we do share and will share with all our POS agents is information related to gaining fresh clients and growing their client base.

Such information provided by Safetree does give POS insurance agents a strong start and bright future without spending a lot of time struggling and getting de motivated. An insurance agent or point of sales agent is a person to whom customers come to get their insurance requirements met. Customers ask for information related to the various details of various policies and that information needs to be readily available.

To gain the trust of a customer a POS insurance agent does not need to become ‘over friendly’ with any customer. All a POS agent needs to do is provide their customers with all the assistance they require related to their policy or policies. If a customer feels that you are very genuine and helpful, they will develop a good impression of you and refer you to some people within their ‘inner circles’.

If you are considering becoming a POSP agent for insurance, and are trying to determine what the career or income prospects are, we hope your found this article helpful. You can always reach us directly if you are unable to locate the specific information you are looking for on our website. Our customer service team will respond to your query ASAP.

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2 years ago · by · 0 comments

Insurance a good career option; we’ll tell you why?

You may be wondering if becoming an insurance POS agent is a good idea or not? The answer is yes it’s a good idea if you possess a few basic natural skill sets. If yes then you will find the work easy and fun and will be highly successful financially as an insurance agent.

Is your income solely determined by your education, or does capability have anything to do with success. People who fill high level positions are generally also specifically qualified for those positions, and as a result they are able to secure such jobs for themselves. However, what about the rest? What happens to those people who were not fortunate enough to be educated highly in the best of schools and colleges etc?

Insurance is a field that offers you unlimited potential, growth and income also. There is no cap on the growth of an insurance agent, or on how much money they can make. There are however some learnable skills that highly successful insurance agents possess more information related to the skills of highly successful insurance agents are mentioned. How to become a successful insurance agent?

Career growth as a POS insurance agent;

Let’s examine right now how far education takes a person as compared to genuinely talented, skill and ability to achieve. There is a long list of over achievers on earth such as Bill Gates owner of Microsoft, Steve Jobs owner of Apple and many more such examples of genuine talent that could not be stopped by educational qualifications.
If any individual chooses to be successful then no one can stop that person. The drive and desire that a person has within them is the fuel that drives them to success. One of the industries which makes it possible for individuals to achieve whatever financial dreams they have is the insurance industry.

You can become a POS insurance agent online and the requirements are not stringent. No specialized education is required, and even a basic education will do. The skills required to be successful are not only related to your education, but also by your goodwill generated by you in society. For those people who are generally helpful towards all other people, being an insurance POS agent is a very good option.

POS insurance brokers in higher socio economic circles;

Regardless of which socio economical circle you fall into, becoming a POS insurance agent enables you to provide an important service to people around you. Being a successful insurance POS agent does not need to be a difficult journey because it’s just a matter of making a decision, and mastering a few basic skills and operating procedures or methods.
Once you learn these very learnable skill sets and perfect them, you have enabled yourself to become a productive and successful POS insurance agent. The skill sets that you need to perfect are those related to your social skills, and your credibility and reputation etc. The degree of success that you have determines that degree of income that you can generate also.

One of the greatest assets that you will have as an insurance broker is your credibility and goodwill generated by you. Your sales are and always will be a direct result of your reputation for the most part.
For more information related to becoming a successful insurance agent or about signing up to be a POS insurance broker you can reach us directly via the phone number and email address mentioned on this website. Our customer service professionals will respond to your query within 24 working hours at the most.

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2 years ago · by · 0 comments

How insurance agents can increase their consumer base limitlessly?

Everyone POS insurance agent wants a limitless list of clients to provide financial and investment services to. Yet it takes many insurance agents so much time to convince a client. Typically, a salesman needs to go through various arguments before they are able to sell the product to a customer. Convincing customers to take financial products is not the solution in every case, and it does not lead to long term success of the insurance POS agent.

How a POSP insurance agent can generate lots of fresh clients;

There are many POSP insurance agents who simply receive a lot of references, whether they ask their customers to give them references or not. This is because they are not working for references, but rather for “customer satisfaction”. When your customers are very happy with the service and results that you are providing, they will trust you and give you a lot of references of all their near and dear ones.

If a customer does not trust you, he or she will take the product or service you are offering, but will never refer you to any of his/her friends and family or inner circle. Then the insurance agent is going to find the task of selling insurance very difficult. This simple strategy is the difference between success and failure for an insurance agent.

How difficult is it to become an insurance agent?

You can become insurance POS agent online itself, so its not difficult to register. Furthermore, we at Safe Tree have specific training programs that are very effective, and enable our POSP agents for insurance to learn how to build a real career in this industry, and achieve great personal success financially. It is taking such good examples into consideration, where the POSP insurance agent has followed the correct method of gaining trust of his/her clients in the market and as a result has been referred to a lot of people.

When customers are referred to you, and contact you on their own, you do not need to sell to them, you just need to inform them of the products available, and genuinely the best one for them. This will further enhance your goodwill in their minds, because they came with a good reputation of you, and will confirm that you are in fact true to your reputation. In this case you will keep receiving customers without much effort at all, and will be able to sell to them easily as well.

Any wise and successful POSP insurance agent does business in this above mentioned style and as a result is successful. Anyone can become an insurance agent and change their lives with the help that we provide. We like to ensure that all our POS insurance agents are successful, and we teach/train and help all become as successful as possible.

If you wish to become an insurance POSP agent you can do so online, or you can contact our customer support team who will help you with real time assistance over the phone to register. You can also reach us via email on our contact page. We welcome your enquiries and suggestions, so don’t hesitate to contact us and change your entire life.

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3 years ago · by · 0 comments

Healthy Wealthy- Expert Knowledge is the Best Weapon against Covid-19

Amid the Covid era the entire nation has passed through unprecedented and turbulent times. The novel coronavirus continues to have a devastating and disruptive effect on our lives. Our medical fraternity is on a war footing with it. The entire medical infrastructure has been on jolt with the increasing number of patients. The overload of medical information floating in social media has added more confusion and anxiety.

Knowledge Spread Initiative by SafeTree

SafeTree, a brand of A2V Insurance Brokers Private Limited, in its pursuit of spreading latest and authentic medical information to the masses in this wave of gloom, has launched a series of weekly webinars with medical experts to combat the Covid Tsunami. The experts would be tackling queries about Covid management, vaccination protocols and doubts in the changing scenario in an easy FAQ manner.

 

Series of Informative Webinar with Experts

This series started with Dr Parveen Bhatia who is the founding chairman of IMAS, Sir Ganga Ram Hospital and Medical Director of Bhatia Global Hospital, New Delhi. He clarified the myths surrounding coronavirus and answered questions regarding the same. The key message was on prevention and protection. Post-vaccination and safety measures were emphasized in this talk.

The second session was with Dr TRD Patro, a renowned Diabetologist, who guided audiences on the management of Covid in Diabetes patients. He informed the masses that this deadly virus was found triggering diabetes in recovering patients. Along with this, he educated us about the ways to manage it.

In the third week, we were joined by international renowned Dr Mathew Varghese (ex-Head of St Stephens Hospital and recognised as one of top five international Heroes by Bill Gates, founder Microsoft) who beautifully explained the intervention of treatment as per Covid timelines. The scientific explanation in simple language was too absorbing for a common man.
 
The fourth webinar was taken by Dr Supriya Anand, International trained Physiotherapist. She gave valuable information about simple breathing exercises to improve oxygen levels and breathing control during covid.

Heart problems is one of the fallouts seen in the recovery phases of Covid. To address this issue, an eminent interventional Cardiologist took an online seminar on “Covid and Heart Diseases.” He gave simple tips on maintaining a healthy heart and identifying red flag indicators related to heart problems post covid.

 

We are all in this Together

This pandemic has been an offset and has led to a mental tsunami amongst the masses who are in lockdown. Over the past year and a half, isolation, unemployment, and financial despair have raised anxiety levels tremendously. SafeTree is conducting its next webinar to tackle the concerns regarding mental health. The show will go on to spread a healthy wealthy environment. A physically and mentally healthy economy will always have a greater saving and investment capacity.

 

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3 years ago · by · 0 comments

Safetree: Make us Your Health Insurance Partner Even after Covid

Virgil, the ancient Roman poet, once mentioned that the greatest wealth that humans have is health. Indeed! A healthy person is a happy person. A happy person is hopeful, and hope is the torchbearer of life and victory. Therefore, health is important. Interestingly, good health is not up for sale. Even the richest person would not have the wealth to buy good health. Sarcastically enough, even the poorest can have the valuable treasure of health if he/she wishes to. Since life is uncertain and becoming insecure and stressful by the day, there has to be something that can ensure some mental peace, if not everything. Yes! You guessed it right. Health Insurance is something that can give us some mental peace amidst a stressful scenario.

What is Health Insurance?

Health insurance is an agreement between the insurer (insurance company) and the insured (individual and his/her family), which ensures the insured that his/her health-related medical expenses would be taken care of if such need arises. Different health insurance plans have separate coverage, such as coverage of surgical costs, hospitalization expenses, day-care treatments, OPD consultations, and critical illness treatments.

Health Insurance is Important

Who doesn’t want an assurance that when things go wrong, there is someone who would be beside you and take care of your needs? Certainly! Each one of us would like to have that assurance. Medical insurance is one such product that assures us that when illness surrounds our family or us, there is a company that would stand beside us and helps us get the best treatment to be fit and fine in no time. Primarily health insurance is important for gaining mental peace (since our health-related issues would not be a grave concern for us and our family members). However, there are several other benefits of having a secured health insurance policy. They are:

  • Health Insurance helps you not to bother about the extravagant hospitalization costs.
  • Health Insurance helps you get the best medical attention and treatment (according to your plan and coverage) at the appropriate time.
  • Health Insurance helps you concentrate on your and your loved one’s health at such a crucial point without thinking of the sources of arranging funds.
  • Health Insurance also helps you get deductions (depending on the tie-ups and coverage of the insurance company) in:
    • Hospitalization
    • Surgical procedures
    • Treatment facilities
  • Health Insurance also requires screening before an individual and his/her family members obtain health insurance. Therefore, the family also gets free preventive care (including basic check-ups, screenings, and mandatory vaccinations) even before the formal health insurance certificate is obtained!

Covid 19 makes us Realise that Health is Even More Important

The world today is undergoing a difficult, challenging time. The world has come to a grinding halt when news of a pandemic called Covid 19 started doing the round. While the pandemic began in 2019 (Covid 19), even by the end of 2020, we are still not in a position to announce that the world is safe. This pandemic has been a unique one.

  • This pandemic rendered socializing obsolete for a social animal like a human being.
  • This pandemic made distances compulsory when the information technology revolution made all the efforts to reduce the spaces between the worlds.
  • This pandemic locked the humans up in their houses while making nature free of pollutants.
  • This pandemic forced humans to breathe through their masks, more so when roaming free amidst the fresh nature.
  • This pandemic made us feel and fall sick, even with the most obvious symptoms of fever and headache.

In short, this pandemic has made us realize that health is the only asset that needs to be nurtured and protected well. A healthy individual can even cope-up with a pandemic like Covid 19. However, even the richest person who can avail the best medical treatment and facilities can succumb to Covid 19 if he/she is not in the best of his/her health. A pandemic like Covid 19 was important for us to realize that good food, good sleep, and good thoughts are important to survive critical situations such as a pandemic.

Let Safetree take care of your Health Insurance even after Covid

While Covid 19 has made us realize that good health is important to survive health criticalities, it has also made us understand the importance of having a good, secure, and all-inclusive health insurance plan. There have been several cases where individuals and their family members were critically affected due to Covid 19. The criticality of such individuals required them to be hospitalized immediately. However, there were cases where such hospitalization could not happen timely, which led to the individuals’ untimely demise. Hospitalization could not occur due to two major reasons:

  • Unavailability of infrastructure
  • Unaffordability of the patient family to cope with the extravagant medical expenditures

While the first one is a state subject (a matter which the country’s government needs to manage), the second one could have been easily addressed if the individual had all-inclusive health insurance from a trusted company. Health insurance from a trusted company is important in this situation, primarily because this pandemic is an unusual situation. None of us, including the insurance companies, were prepared for such an emergency. The trusted insurers, such as Safetree, have found out ways to help their trusted customers even at an unusual time such as this pandemic where the associated medical expenditure is hard to assume and ascertain as a whole. The medical spending varies on a case to case basis, and thus the companies face a huge challenge in standardizing their procedures.

However, this trust developed among the customers in this grave time of need has also hugely benefitted the health insurance sector. In fact, according to reports, the health insurance industry has seen a major thrust in its business during this pandemic since customers are refocusing their investments and trying to locate their trusted partners who can help them in their critical health needs.

An important thing that certainly needs to register in the customer’s mind is that whether facing Covid or Covid Like situation or even in the normal circumstances, health insurance proves to be a friend in need is a friend indeed’ always. Safetree has been your trusted health insurance partner through this critical Covid 19 pandemic, and Safetree would like to be your trusted partner beyond it. Let Safetree hold your hand throughout your journey of life so that no illness, including Covid 19, can even brush your periphery.

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3 years ago · by · 0 comments

POS Agents: Role and Benefits

Seeing is believing might be an old English adage, but the meaning and relevance of this adage are still valid and acceptable in different situations of our lives. Don’t believe it? Fine! Let’s check if we believe it or not. How many of us prefer buying a refrigerator online? Not many of us for sure. Government initiatives such as demonetization have surely boosted the e-commerce and digital economy. Such drastic moves require time and concerted efforts not only from the government but also from citizens. Yes! We have been initiated towards our transformation into accepting the digital economy and e-commerce into our lives. But this transformation process has just been started and would take a considerable time before being accepted completely.

On second thought, even if we have accepted the digital economy, we have not completely surrendered ourselves to such an economy. Practically, how many of us have internalized such digitalization? Maybe only a handful of us or even lower than that. However, most of us still prefer buying things, especially things that involve our passion and a huge sum of money. We always prefer buying designer clothes or consumer durables after seeing them and after a salesperson confirms the benefits and features.

While we have been discussing quantified things and their purchase, let us now talk about financial instruments and their purchase? How many of you would buy a policy online? How many of you would be convinced of purchasing such a certificate based on your research (primarily online research)? Some of us, confident in our financial knowledge and research insight, would say yes. But such people would surely go and check the reviews about such financial products online. Expanding the picture further, can such online purchase of financial instruments such as instruments be possible and feasible for most of the population in a country like India? India still has a huge population staying in small cities, towns, and villages. The exposure to the internet and reliance on such information obtained from the internet is doubtful. Therefore, POS Agents come in handy, especially in these areas.

Who is a POS Agent?

POS Agent is a common term in the field of insurance. POS Agent or Point of Sale Agent is a person or a group of people who helps sell basic products in insurance. POS Agent is an accepted terminology in the context of selling insurance products. Even the IRDAI (Insurance Regulatory and Development Authority) approves POS Agents’ appointment since 2015 as distributors of Insurance products. The POS Agents are the last man holding the baton in the relay race of selling insurance. POS Agent is the last baton man that convinces and clinches the sale of insurance products. POS Agents travel that last mile of converting a Prospective Client into a Customer. POS Agents can also be thought of as the people responsible for managing the Push Sale of insurance products.

Role of a POS Agent

A POS Agent is somewhat comparable to a salesperson of a showroom. The showroom belongs to the owner. The owner would most probably sit on the cash counter handling the cash. However, the majority of the sales process is managed by the salesperson moving around the showroom. The salesperson greets the customer when he/she enters the showroom. The salesperson inquiries about the customer’s requirements and guides the customer to the appropriate place where he/she would get what he/she wants. Further, the salesperson also tries to push sale more units from the store, such as accessories or other complementary or supplementary items based on the customer’s need, requirements, and temperament.

Similarly, the role of the POS Agent can be defined or explained as:

  • POS Agent works on the field (usually in the locality, city, or state where the POS Agent resides)
  • POS Agent is the direct contact person for the customer (customer of the said insurance company)
  • POS Agent builds rapport with the customers and/or prospective customers.
  • POS Agent explains the insurance products such as motor insurance, travel insurance, health insurance, and personal accidental insurance, among other insurance types.
  • POS Agent also explains the benefits of having such insurance products to the customers
  • POS Agent influences the customer to purchase such insurance products and finally motivate them to buy such products.
  • POS Agent also helps the customer renew the policy, make timely payment, and/or claim benefits of the policy, among other activities related to the insurance policies

Therefore, just like the salesperson of the showroom is the contact person for the customer. POS Agent is the contact person working on behalf of the insurance company. The POS agent is, in fact, the face of the company for the customer. There is a huge population that still rely and believe on this face of the company and invests. This population does not research on the website and check with the company headquarters. POS Agent is the company for them.

Benefits of being a POS Agent

The POS agent plays an important role in any insurance company. The POS agent is the company’s face, and therefore they are important stakeholders of the company. Some of the benefits of being a POS Agent with an insurance company include:

  • Becoming a POS Agent is Easy: Becoming a POS Agent is rather easy in two ways:
    • Educational Requirement is low: Usually, various companies’ job descriptions require the candidate to have high qualifications. However, becoming a POS agent is relatively easy. Individuals with lower qualifications and minimum training can become POS Agents. Thus, POS Agents need not be as qualified or trained as the agents, brokers, or corporate agents of the insurance company. POS Agents need to work at the grass-root level for the insurance company, and therefore, what is more, important is that the POS Agent understands the product well and communicate with the customers well about the products. Even IRDAI has permitted the POS Agents to sell basic insurance products, not requiring much underwriting. Therefore, the POS Agent needs to be at least 18 years of age and have cleared Class 10. The companies, though, need to conduct 15 hours of in-house training to train the POS Agent about the products, as mandated by the IRDAI.
    • Hiring is Easy: A POS Agent can be directly engaged by the insurance company or even by the insurance company’s intermediaries (agents and brokers), thus enabling quick hiring and on-boarding of the POS Agents. You can get a job if you have it in you!
  • Becoming a POS Agent is Worthy: The POS Agent can either work with the insurer (insurance company) directly or an agent or broker of the company. Whatever the situation be, the POS Agent gets a good reward for his/her efforts. More the efforts, more are the reward. The effort-based rewarding system acts as a motivator for the POS Agent. Further, the POS Agent can take up this work as a part-time activity too! Therefore, becoming a POS Agent is worth it.
  • Becoming a POS Agent is Respectable: POS Agents get to interact with the customers directly. The POS Agents become the face of the company for these customers. Therefore, respect for the company, especially when the products benefit the customers, can be directly enjoyed by the POS Agents.

The position of a POS Agent is an important one. Become a POS Agent to earn respect and earn money today.

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