A2V INSURANCE BROKERS PVT. LTD.
“A great career for POS insurance agents”
This article provides you with real information, and not just a good read. We hope you will find this information useful, implement it and make more clients in 2022. There are real reasons why you get clients and reasons why some do not, and we will tell you those reasons here.
A POS agent is the most important link in the insurance industry or business, between the insurance provider and the client. A POS agent is tasked with bringing clients or customers to the insurance provider (whichever insurance provider that may be). A large chunk of the overall insurance industry depends on the efforts and clients generated via POS agents, and the industry simply wouldn’t be able to function effectively without good POS agents. As a result, there is always a demand for good POS agents.
With business going online to a greater degree in 2022, the need to focus on user experience for insurance POS agent is important. User experience basically means ‘customer satisfaction’ and ‘positive customer feedback’. This is very important for every POS agent to focus on because the internet is now not a basic search engine machine anymore. In 2022 the internet is now alive, and intelligent with AI (artificial intelligence) being launched live.
The income prospects of an insurance POS agent in 2022 in India are good and very positive. While some industries may be facing volatility mostly due to the pandemic changes, insurance is not one of them. Even though there are changes in the economy, as we are now in times of change and transition or an evolution, there are some foundational services that will remain constant.
You may be wondering if becoming an insurance POS agent is a good idea or not. The answer is yes, it’s a good idea if you possess a few basic natural skill sets. If yes, then you will find the work easy and fun and will be highly successful financially as an insurance agent.
Every POS insurance agent wants a limitless list of clients to provide financial and investment services to. Yet it takes many insurance agents so much time to convince a client. Typically, a salesman needs to go through various arguments before they are able to sell the product to a customer. Convincing customers to take financial products is not the solution in every case, and it does not lead to long-term success of the insurance POS agent.
Amid the Covid era the entire nation has passed through unprecedented and turbulent times. The novel coronavirus continues to have a devastating and disruptive effect on our lives. Our medical fraternity is on a war footing with it. The entire medical infrastructure has been on jolt with the increasing number of patients. The overload of medical information floating in social media has added more confusion and anxiety.
Virgil, the ancient Roman poet, once mentioned that the greatest wealth that humans have is health. Indeed! A healthy person is a happy person. A happy person is hopeful, and hope is the torchbearer of life and victory. Therefore, health is important. Interestingly, good health is not up for sale. Even the richest person would not have the wealth to buy good health. Sarcastically enough, even the poorest can have the valuable treasure of health if he/she wishes to. Since life is uncertain and becoming insecure and stressful by the day, there has to be something that can ensure some mental peace, if not everything. Yes! You guessed it right. Health Insurance is something that can give us some mental peace amidst a stressful scenario.
Health insurance is an agreement between the insurer (insurance company) and the insured (individual and his/her family), which ensures the insured that his/her health-related medical expenses would be taken care of if such need arises. Different health insurance plans have separate coverage, such as coverage of surgical costs, hospitalization expenses, day-care treatments, OPD consultations, and critical illness treatments.
Who doesn’t want an assurance that when things go wrong, there is someone who would be beside you and take care of your needs? Certainly! Each one of us would like to have that assurance. Medical insurance is one such product that assures us that when illness surrounds our family or us, there is a company that would stand beside us and helps us get the best treatment to be fit and fine in no time. Primarily health insurance is important for gaining mental peace (since our health-related issues would not be a grave concern for us and our family members). However, there are several other benefits of having a secured health insurance policy. They are:
The world today is undergoing a difficult, challenging time. The world has come to a grinding halt when news of a pandemic called Covid 19 started doing the round. While the pandemic began in 2019 (Covid 19), even by the end of 2020, we are still not in a position to announce that the world is safe. This pandemic has been a unique one.
In short, this pandemic has made us realize that health is the only asset that needs to be nurtured and protected well. A healthy individual can even cope-up with a pandemic like Covid 19. However, even the richest person who can avail the best medical treatment and facilities can succumb to Covid 19 if he/she is not in the best of his/her health. A pandemic like Covid 19 was important for us to realize that good food, good sleep, and good thoughts are important to survive critical situations such as a pandemic.
While Covid 19 has made us realize that good health is important to survive health criticalities, it has also made us understand the importance of having a good, secure, and all-inclusive health insurance plan. There have been several cases where individuals and their family members were critically affected due to Covid 19. The criticality of such individuals required them to be hospitalized immediately. However, there were cases where such hospitalization could not happen timely, which led to the individuals’ untimely demise. Hospitalization could not occur due to two major reasons:
While the first one is a state subject (a matter which the country’s government needs to manage), the second one could have been easily addressed if the individual had all-inclusive health insurance from a trusted company. Health insurance from a trusted company is important in this situation, primarily because this pandemic is an unusual situation. None of us, including the insurance companies, were prepared for such an emergency. The trusted insurers, such as Safetree, have found out ways to help their trusted customers even at an unusual time such as this pandemic where the associated medical expenditure is hard to assume and ascertain as a whole. The medical spending varies on a case to case basis, and thus the companies face a huge challenge in standardizing their procedures.
However, this trust developed among the customers in this grave time of need has also hugely benefitted the health insurance sector. In fact, according to reports, the health insurance industry has seen a major thrust in its business during this pandemic since customers are refocusing their investments and trying to locate their trusted partners who can help them in their critical health needs.
An important thing that certainly needs to register in the customer’s mind is that whether facing Covid or Covid Like situation or even in the normal circumstances, health insurance proves to be a friend in need is a friend indeed’ always. Safetree has been your trusted health insurance partner through this critical Covid 19 pandemic, and Safetree would like to be your trusted partner beyond it. Let Safetree hold your hand throughout your journey of life so that no illness, including Covid 19, can even brush your periphery.
Seeing is believing might be an old English adage, but the meaning and relevance of this adage are still valid and acceptable in different situations of our lives. Don’t believe it? Fine! Let’s check if we believe it or not. How many of us prefer buying a refrigerator online? Not many of us for sure. Government initiatives such as demonetization have surely boosted the e-commerce and digital economy. Such drastic moves require time and concerted efforts not only from the government but also from citizens. Yes! We have been initiated towards our transformation into accepting the digital economy and e-commerce into our lives. But this transformation process has just been started and would take a considerable time before being accepted completely.
On second thought, even if we have accepted the digital economy, we have not completely surrendered ourselves to such an economy. Practically, how many of us have internalized such digitalization? Maybe only a handful of us or even lower than that. However, most of us still prefer buying things, especially things that involve our passion and a huge sum of money. We always prefer buying designer clothes or consumer durables after seeing them and after a salesperson confirms the benefits and features.
While we have been discussing quantified things and their purchase, let us now talk about financial instruments and their purchase? How many of you would buy a policy online? How many of you would be convinced of purchasing such a certificate based on your research (primarily online research)? Some of us, confident in our financial knowledge and research insight, would say yes. But such people would surely go and check the reviews about such financial products online. Expanding the picture further, can such online purchase of financial instruments such as instruments be possible and feasible for most of the population in a country like India? India still has a huge population staying in small cities, towns, and villages. The exposure to the internet and reliance on such information obtained from the internet is doubtful. Therefore, POS Agents come in handy, especially in these areas.
POS Agent is a common term in the field of insurance. POS Agent or Point of Sale Agent is a person or a group of people who helps sell basic products in insurance. POS Agent is an accepted terminology in the context of selling insurance products. Even the IRDAI (Insurance Regulatory and Development Authority) approves POS Agents’ appointment since 2015 as distributors of Insurance products. The POS Agents are the last man holding the baton in the relay race of selling insurance. POS Agent is the last baton man that convinces and clinches the sale of insurance products. POS Agents travel that last mile of converting a Prospective Client into a Customer. POS Agents can also be thought of as the people responsible for managing the Push Sale of insurance products.
A POS Agent is somewhat comparable to a salesperson of a showroom. The showroom belongs to the owner. The owner would most probably sit on the cash counter handling the cash. However, the majority of the sales process is managed by the salesperson moving around the showroom. The salesperson greets the customer when he/she enters the showroom. The salesperson inquiries about the customer’s requirements and guides the customer to the appropriate place where he/she would get what he/she wants. Further, the salesperson also tries to push sale more units from the store, such as accessories or other complementary or supplementary items based on the customer’s need, requirements, and temperament.
Similarly, the role of the POS Agent can be defined or explained as:
Therefore, just like the salesperson of the showroom is the contact person for the customer. POS Agent is the contact person working on behalf of the insurance company. The POS agent is, in fact, the face of the company for the customer. There is a huge population that still rely and believe on this face of the company and invests. This population does not research on the website and check with the company headquarters. POS Agent is the company for them.
The POS agent plays an important role in any insurance company. The POS agent is the company’s face, and therefore they are important stakeholders of the company. Some of the benefits of being a POS Agent with an insurance company include:
The position of a POS Agent is an important one. Become a POS Agent to earn respect and earn money today.
We have got just one life, and it is precious. Our life has various dimensions. We create these dimensions of life, and at the same time, other dimensions of life are prioritized by us. While we prioritize a particular dimension in our life, we work towards making such dimensions perfect. Our career is one such important dimension in our life. Certainly, we need to define our career just like our life in our way. Our definition of our profession should be ours. It can be motivated by someone or a few people. However, such a description of careers should never be guided by anyone.
